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HEARINGS

BEFORE THE

COMMITTEE ON BANKING AND CURRENCY UNITED STATES SENATE

EIGHTY-FOURTH CONGRESS

FIRST SESSION

ON

BILLS TO PROVIDE INSURANCE AGAINST NATURAL AND
MANMADE DISASTERS, AND FOR OTHER PURPOSES

69096

PART 1

OCTOBER 31 AND NOVEMBER 1, 1955-WASHINGTON, D. C.

NOVEMBER 3, 1955-NEW YORK, N. Y.

NOVEMBER 4, 1955-GOSHEN, N. Y.

NOVEMBER 9, 1955-BOSTON, MASS.

NOVEMBER 10, 1955-PROVIDENCE, R. I.
NOVEMBER 14, 1955-HARTFORD, CONN.

DECEMBER 19, 1955-RALEIGH, N. C.

Printed for the use of the Committee on Banking and Currency

UNITED STATES
GOVERNMENT PRINTING OFFICE

WASHINGTON: 1956

COMMITTEE ON BANKING AND CURRENCY

J. W. FULBRIGHT,

A. WILLIS ROBERTSON, Virginia
JOHN J. SPARKMAN, Alabama
J. ALLEN FREAR, JR., Delaware
PAUL H. DOUGLAS, Illinois
HERBERT H. LEHMAN, New York
A. S. MIKE MONRONEY, Oklahoma
WAYNE MORSE, Oregon

Arkansas, Chairman

HOMER E. CAPEHART, Indiana
JOHN W. BRICKER, Ohio
IRVING M. IVES, New York
WALLACE F. BENNETT, Utah
PRESCOTT S. BUSH, Connecticut
J. GLENN BEALL, Maryland
FREDERICK G. PAYNE, Maine

J. H. YINGLING, Chief Clerk
ROBERT A. WALLACE, Staff Director

H

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Cole, James E., mayor, Port Jervis, N. Y..

374

Coleman, Kevin K., mayor, Woonsocket, R. I., and William S.
Farrell, executive director, Industrial Development Foundation of
Greater Woonsocket_

603

Condon, Maj. Gen. Robert, director of civil defense, and chairman of
Metropolitan Area Defense Planning Board, New York City..

Cooley, Harold D., a Representative in Congress from the State of

North Carolina....

286

Cretella, Albert W., a Representative in Congress from the State of
Connecticut___.

745

Crystal, Frank, New York, N. Y.

254, 276

Cully, Joseph, president, Staten Island Flood Control Association.. 315
Curtis, Lawrence, a Representative in Congress from the State of
Massachusetts.

506

Dichter, Irving, executive board member, District 6, International
Union of Mine, Mill, and Smelter Workers

807

III

Dodd, Thomas J., a Representative in Congress from the State of

Connecticut..

Driscoll, John J., secretary-treasurer, Connecticut CIO council; ac-
companied by Fred Racine, Danielson, Conn., and Michael
Zmuda, president, Auto Workers Union Local, Seymour, Conn....

Duffy, John J., Rosendale, N. Y...

Ervin, Sam J., Jr., a United States Senator from the State of North

Carolina

Falcey, William H., civil defense director, Mercer County, N. J..

Farrell, John H., executive secretary, Southeastern North Carolina
Beach Association

Farrell, William S., executive director, Industrial Development Foun-

dation of Greater Woonsocket, R. I.

789

880

Fogarty, John E., a Representative in Congress from the State of
Rhode Island_

579

Gary, John, Ellenville, N. Y

Gesaldo, Frank, alderman, Middletown, N. Y.
Glusker, Eugene, mayor, Ellenville, N. Y.

Gold, Charles, commissioner of insurance, State of North Carolina..
Goodman, Tom, Regional Director, Federal Civil Defense Adminis-
tration

387

345

387

831

855

Grace, Dorice S., assistant attorney general, Commonwealth of
Massachusetts.

542

Gurda, Michael A., Black Dirt Emergency Committee, Orange
County, N. Y.............

367

Hammond, Maynard, member, Board of Supervisors of Deer Park,
N. Y....

347

Harriman, Averell, Governor, State of New York.

260

Hussey, W. H., Ocean Drive Beach, S. C..........

Hunt, Jarvis, general counsel, Associated Industries of Massachu-
setts.

Harris Seymour E., chairman, New England Governors' Textile
Committee, and chairman, economics department, Howard Uni-
versity

Herd, J. Victor, president, American Insurance Association.
Herter, Christian A., Governor, accompanied by Richard Preston,
commissioner, Department of Commerce, State of Massachusetts. -
Hodges, Luther H., Governor, State of North Carolina_.
Holz, Leffert, superintendent of insurance, State of New York.
Honig, Leo, Anglo Fabrics, Webster, Mass.

450

756

429

819

329

318

535

Kaiser, Charles F., Ellemville, N. Y.

Jones, Roger W., Assistant Director of the Bureau of the Budget for
Legislative Reference

Jones, Christopher H., Black Dirt Emergency Committee, Orange
County, N. Ÿ..

869

367

30, 57

Kelly, Ambrose B., general counsel, Associated Factory Mutual Co..
Kennedy, John F., a United States Senator from the State of Massa-
chusetts.

387

632

414

Mann, Julius, State director, Federal Crop Insurance Corporation,

Department of Agriculture.

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Murray, Hugh H., Jr., for the National Association of Mutual Insur-
ance agents..

895

Noonan, Joseph D., on behalf of Smaller Business Association of New
England, Inc..

554

Olmstead, Orvil R., assistant Commissioner for Programs, Public
Housing Administration__

O'Neill, Thomas P., Jr., a Representative in Congress from the State
of Massachusetts.

O'Reilley, Edmund J., president, Rosendale, N. Y., Flood Committee__

Pahucki, Barney J., Black Dirt Emergency Committee, Orange

County, N. Y

Parsells, Norman King, majority leader, House of Representatives,
Connecticut General Assembly.

Patterson, James T., a Representative in Congress from the State of
Connecticut_.

177

520

764

747

Reid, Robert Newton, Vice President and General Counsel, Federal
National Mortgage Association__

179

Reynolds, Walter H., Mayor, Providence, R. I

600

Ribicoff, Abraham A., Governor, State of Connecticut.

656

Roberts, Dennis J., Governor, State of Rhode Island

584

Rogers, Edith Nourse, a Representative in Congress from the State
of Massachusetts..

437

Sadlak, Antoni N., a Representative in Congress from the State of
Connecticut__

730

Schoonmaker, John S., town of Rochester, N. Y

384

Scott, Kenneth L., Director, Agricultural Credit Services, accompanied
by Carl Fretts, Deputy Manager, Federal Crop Insurance Corpora-
tion, Department of Agriculture__

226

Seely-Brown, Horace, Jr., a Representative in Congress from the
State of Connecticut..

744

Segal, Robert, counsel, Massachusetts Federation of Labor..

551

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