HOUSING AND COMMUNITY DEVELOPMENT
REVISED THROUGH SEPTEMBER 30, 1991
(PUB. L. 102-109)
SUBCOMMITTEE ON HOUSING AND COMMUNITY
DEVELOPMENT
COMMITTEE ON BANKING, FINANCE AND
URBAN AFFAIRS
HOUSE OF REPRESENTATIVES
Printed for the use of the
Committee on Banking, Finance and Urban Affairs
U.S. GOVERNMENT PRINTING OFFICE
For sale by the U.S. Government Printing Office
Superintendent of Documents, Congressional Sales Office, Washington, DC 20402
COMMITTEE ON BANKING, FINANCE AND URBAN AFFAIRS
HENRY B. GONZALEZ, Texas, Chairman
STEPHEN L. NEAL, North Carolina
CARROLL HUBBARD, JR., Kentucky
JOHN J. LAFALCE, New York
MARY ROSE OAKAR, Ohio
BRUCE F. VENTO, Minnesota
DOUG BARNARD, JR., Georgia
CHARLES E. SCHUMER, New York
BARNEY FRANK, Massachusetts
BEN ERDREICH, Alabama
THOMAS R. CARPER, Delaware
ESTEBAN EDWARD TORRES, California
GERALD D. KLECZKA, Wisconsin
PAUL E. KANJORSKI, Pennsylvania
ELIZABETH J. PATTERSON, South Carolina
JOSEPH P. KENNEDY II, Massachusetts
FLOYD H. FLAKE, New York
KWEISI MFUME, Maryland
PETER HOAGLAND, Nebraska
RICHARD E. NEAL, Massachusetts
CHARLES LUKEN, Ohio
MAXINE WATERS, California
LARRY LAROCCO, Idaho
BILL ORTON, Utah
JIM BACCHUS, Florida
JAMES MORAN, JR., Virginia
JOHN COX, JR., Illinois
TED WEISS, New York
JIM SLATTERY, Kansas
GARY L. ACKERMAN, New York
CHALMERS P. WYLIE, Ohio
JIM LEACH, Iowa
BILL MCCOLLUM, Florida
MARGE ROUKEMA, New Jersey
DOUG BEREUTER, Nebraska
THOMAS RIDGE, Pennsylvania
TOBY ROTH, Wisconsin
ALFRED A. MCCANDLESS, California
RICHARD H. BAKER, Louisiana
CLIFF STEARNS, Florida
PAUL E. GILLMOR, Ohio
BILL PAXON, New York
JOHN (JIMMY) DUNCAN, JR., Tennessee
TOM CAMPBELL, California
MEL HANCOCK, Missouri
FRANK RIGGS, California
JIM NUSSLE, Iowa
RICHARD K. ARMEY, Texas
CRAIG THOMAS, Wyoming
SAM JOHNSON, Texas
OCTOBER 1991. To: All Members of the Committee on Banking, Finance and Urban Affairs.
Transmitted herewith for the use of the Committee on Banking, Finance and Urban Affairs is the revised edition of the Basic Laws and Authorities on Housing and Community Development. This revision embodies changes resulting from the public laws affecting our housing and community development that were enacted between the last revision of Basic Laws in December 1984 and September 30, 1991. This revision of Basic Laws will assist the Committee in its upcoming legislative efforts.
I wish to commend the Staff of the Subcommittee on Housing and Community Development for their efforts in assisting in the revision of this volume, and in particular, to commend Mr. Paul Callen, Assistant Counsel in the Office of Legislative Counsel of the House of Representatives, for his excellent work overseeing these revisions. I recommend this document to the Members of the Committee as an invaluable tool in dealing with the Committee's major responsibility regarding its jurisdiction of the housing and community development programs.
HENRY B. GONZALEZ, Chairman.
Contents.-This committee print replaces the edition of the Basic
Laws on Housing and Community Development dated November 8,
1984. As such, it contains the texts of the primary housing_and
community development laws within the jurisdiction of the Com-
mittee on Banking, Finance and Urban Affairs of the House of
Representatives, as well as additional laws and materials of par-
ticular interest to members of the committee in considering legisla-
tion relating to housing and community development. The compila-
tion has been updated through September 30, 1991, and includes
the major additions and revisions made to housing programs by the
Cranston-Gonzalez National Affordable Housing Act, enacted No-
vember 28, 1990 (Pub. L. 101-625).
Organization. With a few minor exceptions, this committee
print retains the useful organization of the 1984 edition. Thus, the
laws are arranged under the broad subject areas dealt with by the
Committee. Part I contains the basic laws on community develop-
ment, including the community development block grant program
and the urban development action grant program. Part II contains
the basic laws on assisted housing, including public housing, sec-
tion 8 housing, supportive housing for elderly and disabled persons,
the rental rehabilitation and development grant programs, the low-
income housing preservation program, the HOPE homeownership
programs, the Nehemiah housing program, the Stewart B. McKin-
ney Homeless Assistance Act, the affordable housing investment
programs, and the National Homeownership Trust program. Part
III contains the basic laws on FHA mortgage insurance, mortgage
relief, and multifamily mortgage foreclosure. Part IV contains the
basic laws on the secondary market for mortgage loans, including
FNMA, FHLMC, GNMA, and FAMC. Part V contains the basic
laws on rural housing, including the FmHA housing assistance pro-
grams under title V of the Housing Act of 1949. Part VI contains
the basic laws establishing various regulatory programs, such as
those relating to interstate land sales and real estate settlement
procedures. Part VII contains the basic laws guiding the organiza-
tion and operation of the Department of Housing and Urban Devel-
opment. Part VIII contains additional laws relating to housing pro-
grams. Part IX contains permanent appropriation provisions and a
list of appropriation Acts relating to housing and community devel-
opment. Finally, part X contains miscellaneous tables and glossa-
ries designed to assist in the use of the compilation.
United States Code.-As its title indicates, this committee print
contains only the basic laws relating to housing and community de-
velopment that govern programs currently in effect. Additional
laws relating to housing and community developments, including
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