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PUBLIC MASS MEETING ENDS HEALTH WEEK CELEBRATION

Negro Health Week here closed Monday night with a mass meeting at Beecher Terrace Community Center. Dr. Roscoe C. Brown, director of the Negro Division of the United States Public Health Service, was the guest speaker.

In introducing Dr. Brown, Dr. W. F. Lamb, deputy director of the city-county health board, said that Louisville's need is adequate hospitals, clinics, physicians, and nurses, and an enlightened public. After complimenting the work done during Health Week in Louisville, Dr. Brown said that the primary object of Health Week is to get the people to learn what they should know about health and sanitation in order that they may live. "Community-wide cooperation for better health and sanitation means," declared Dr. Brown, "everybody interested in good health and everybody at work to maintain good health."

COOPERATION URGED

E. E. Pruitt urged those present to do all in their power to bring about the passage of the Taft-Ellender-Wagner bill. Certificates were awarded to persons who had completed the course in the health Workshop and school pupils who had made health posters for the campaign. There were several pantomimes. Music was furnished by the Boys' Glee Club of Central High School; the awards were made by Miss Gladys Spain and E. C. Brown. Dr. J. H. Walls presided.

Senator CHARLES TOBEY,

URBAN LEAGUE OF KANSAS CITY,
Kansas City 8, Mo., April 9, 1947.

Chairman, Banking and Currency Committee,

Senate Office Building, Washington, D. C.

The Honorable MR. TOBEY: As a citizen and interested in the welfare of all groups, may I urge you to consider the passage of the Taft-Ellender-Wagner bill, No. 866?

The provisions of the bill favorable affect the welfare of all citizens in these United States. In a democràtic society we must consider the needs of all citizens. You as a Member of the Senate are pledged to work in their behalf. Thank you for any consideration. Sincerely,

L. PEMBERTON, Industrial Director.

PITTSBURGH HOUSING ASSOCIATION,
Pittsburgh, Pa., April 10, 1947.

Hon. CHARLES W. TOBEY,

Chairman, Banking and Currency Committee,

United States Senate, Washington, D. C.

DEAR SENATOR TOBEY: As chairman of the legislative committee of the Pittsburgh Housing Association, I have been authorized by our board of directors to express our profound interest in the passage of S. 866, the National Housing Commission Act.

The association, a citizens' organization interested in housing betterment, believes this act will establish a sane and productive housing policy for the Nation, and we urge you to use your best efforts to secure its enactment. Yours sincerely,

RAYMOND M. MARLIER, Chairman, Legislative Committee.

THE NATIONAL BOARD OF THE YOUNG WOMEN'S
CHRISTIAN ASSOCIATIONS OF THE UNITED STATES OF AMERICA,
New York, N. Y., March 28, 1947.

Senator ROBERT A. TAFT,

Chairman, Banking and Currency Committee,

United States Senate, Washington 25, D. C.

DEAR SENATOR TAFT: The National Board of the Young Women's Christian Associations has learned that the Senate Banking and Currency Committee is

conducting hearings on the General Housing Act which you and Senators Ellender and Wagner are sponsoring.

Although we were not able to send a representative to the hearings, we should like to register with your committee our support of this kind of legislation.

The YWCA has for many years been interested in programs of slum clearance and low-cost housing and in prompting a large-scale building program which we believe can only be achieved through the cooperation of Government and private enterprise. In a letter of January 12, 1945, I sent to your Special Committee on Postwar Economic Policy and Planning a statement of our belief that the Federal Government should stand ready to supplement the efforts of private industry and local governments in attempting to meet the housing needs of the Nation.

Every day the YWCA's throughout the country meet young employed women who are not able to obtain decent shelter at rents they can afford; young married women, many of them wives of veterans, are seeking homes in which they can have a normal, happy family life.

Typical of the girls and women whom we contact in the YWCA are the following:

An employed woman 28 years old who says, "I am looking desperately for a small apartment. I am forced to move because the house I live in has been sold." Her take-home pay is $22.25 a week.

Another woman lives with her husband in the home of her parents. She cannot afford to pay more than $35 a month for shelter and cannot find an apartment for that amount.

All over the country the stories are the same, stories of demoralization-of young workers, of veterans and their wives, and of members of minority groups who have the greatest difficulty in obtaining homes.

We sincerely hope that you will continue your splendid efforts to provide decent homes for American families, and we hope that legislation will be enacted by the Senate.

Sincerely yours,

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The Honorable CHARLES W. TOBEY,

VETERANS' AFFAIRS COMMITTEE,
Redlands, Calif., March 28, 1947.

Chairman, Banking and Currency Committee,

Washington, D. C.

DEAR SIR: Please be assured of my hearty interest in your effort to enact the Wagner-Ellender-Taft bill.

As chairman of the Veterans' Affairs Committee in this community, I am thoroughly aware of the merit behind this measure. Veterans' housing is not only a critical need of the moment; it deserves long-range consideration, and today's outstanding answer is the bill now before your committee.

Your far-sighted attitude will earn the applause of our veterans throughout the land.

Please let me know if I may be of any assistance.
Sincerely yours,

A. E. ISHAM.

FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MERIDEN,
Meriden, Conn., April 9, 1947.

Senator C. DOUGLASS BUCK,

Senate Office Building, Washington, D. C.

DEAR SENATOR BUCK: I am taking this opportunity writing you relative to pending legislation before the Senate Banking and Currency Committee, in which our business is vitally interested.

May I solicit support of the following Senate bills-S. 801, 802, 803, 804, and 913? These bills are all of a nature which if adopted will permit our industry to improve the service which is now rendered to our various communities, and it will also strengthen the financial structure of the United States insofar as home mortgage financing and savings business is concerned.

I would also like to ask that you use your best efforts to discourage the passage of bill S. 866 known as the TEW bill. It is the opinion of our industry throughout the country, that this bill provides nothing to assist the public to home ownership that cannot be done equally well by private industry at far less expense to the United States Treasury. It is my opinion, that if Government controls are withdrawn entirely, the steadily improved situation relating to building materials and supplies will permit a sufficient volume of new home construction, so that the next 2 years will see a great portion of the housing shortage entirely eliminated. The future bottleneck in the building industry will undoubtedly be a shortage of skilled labor, and certainly this condition cannot be corrected by a National Housing Authority. The past record of Government control of the building industry, with the exception of the Federal Housing Administration, certainly has not been one to point at with pride.

Thanking you for your consideration of these comments, I am
Yours very truly,

H. DUDLEY MILLS, President.

HINSDALE FEDERAL SAVINGS AND LOAN ASSOCIATION,
Hinsdale, Ill., April 8, 1947.

The Honorable C. DOUGLASS BUCK,

The United States Senate, Washington, D. C.

DEAR SENATOR BUCK: Please count us among those who favor the early passage of the Taft-Wagner-Ellender bill.

This community needs the aid to housing that it provides. A combination of public and private enterprise is typically American. Internecine sniping cannot prevail against it.

Because we do not belong to either of the trade associations, we wish to put our views before you directly.

Very truly yours,

COLWELL BEATTY.

AMENDMENT

No. 1. At page 28, line 24, amend section
310 (c) to read as follows:

"(c) Section 203 (b) of the National
Housing Act, as amended, is hereby
amended by adding at the end thereof the
following new paragraph:

"(8) Contain (notwithstanding any of
the provisions of paragraph numbered (3)
with respect to maximum period of matur-
ity) provisions satisfactory to the Admin-
istrator for the extension of the period of
amortization at any time the mortgagor,
because of unemployment, economic con-
ditions, or misfortune beyond his control,
is unable to make a principal or interest
payment due under or provided to be paid
by the terms of the mortgage: Provided,
That any such extensions shall not in the
aggregate result in an extension of the
maturity of the mortgage for a period of
more than three years."

No. 2. At page 39, line 2, insert imme-
diately following the word "occupants" the
following additional sentence:

"Notwithstanding any of the provisions
of this section with respect to maximum
maturity, mortgages insured under the pro-
visions of the second proviso of paragraph
numbered (2) of this subsection shall con-
tain provisions satisfactory to the Admin-
istrator for the extension of the period of
amortization at any time the mortgagor,
because of unemployment, economic condi-
tions, or misfortune beyond its control or
the control of its members, is unable to
make a principal or interest payment due

(AMENDMENTS TO S. 1592 (APRIL 16, 1946, PRINT)

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WHAT IT DOES

(AMENDMENTS TO S. 1592 (APRIL 16, 1946, PRINT)—Continued

under or provided to be paid by the terms
of the mortgage: Provided, That any such
extensions shall not in the aggregate result
in an extension of the maturity of the
mortgage for a period of more than three
years."

No. 3. At page 28, line 1, strike the par-
enthetical clause and insert in lieu there-
of: "(without regard to the limitation pro-
vided in the third sentence of section
203 (c))."

No. 4. At page 28, line 7, insert im-
mediately after "$1,000", and preceding the
colon, the following: ", or, in the case of
a mortgage insured under paragraph (2)
(D) of section 203 (b), not to exceed
$6,700 nor 95 per centum of the Adminis-
trator's estimate of the necessary current
cost (as defined in section 603 (b) (2)).”

No. 5. At page 28, line 8, strike the pro-
viso and insert in lieu thereof, "Provided,
That the authorization provided in this
paragraph shall be exercised only with re-
spect to mortgages insured within, or in-
sured pursuant to a commitment to insure
issued within, one year after the date of
enactment of this Act."

No. 6. At page 33, after line 6, insert the following new section:

AMENDMENT

This amendment is intended to remove
the requirement that, in connection with
his power to permit a higher maximum
mortgage because of temporary higher
costs, the Administrator must find it con-
sistent with economic soundness.

Permits the $5,000 and 95 percent of ap-
praised value mortgages to go up to $6,700,
or 95 percent of the Administrator's esti-
mate of necessary current costs.

Extends the time limit within which the
Administrator may reflect increased costs
(section 309 (b) of S. 1592 and amendment
No. 4 above) from December 31, 1947, to 1
year from date of passage of the act.

The expiration of title 6 of the National Housing Act is extended from June 30, 1947 to June 30, 1948.

PURPOSE

The retention of the original parenthet-
ical clause could operate to prevent needed
new construction, since the Administrator
could refuse to approve higher costs, even
though admittedly present, on the ground
that a mortgage on such a project would be
economically unsound.

This amendment No. 4 recognizes the
higher current construction costs, and
makes applicable to the smaller homes the
same power in the Administrator to reflect
increased costs that he is given with re-
spect to the $5,400, or 90 percent mortgage
in section 309 (b) of S. 1592.

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