A Call for Action: Executive Summary |
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... individual in a group ( medical underwriting ) and group - specific rating , others must follow suit or risk losing all but the highest - cost groups . Without reform of the insur- ance market , the problem will only get worse .
... individual in a group ( medical underwriting ) and group - specific rating , others must follow suit or risk losing all but the highest - cost groups . Without reform of the insur- ance market , the problem will only get worse .
Page 3
... individual in a group ( medical underwriting ) and group - specific rating , others must follow suit or risk losing all but the highest - cost groups . Without reform of the insur- ance market , the problem will only get worse .
... individual in a group ( medical underwriting ) and group - specific rating , others must follow suit or risk losing all but the highest - cost groups . Without reform of the insur- ance market , the problem will only get worse .
Page 5
... insur- ance , the problem of care for the uninsured may seem remote . This is a shortsighted view . As the strains on the system grow , those who depend on job - based coverage face an increasing risk of joining the ranks of the ...
... insur- ance , the problem of care for the uninsured may seem remote . This is a shortsighted view . As the strains on the system grow , those who depend on job - based coverage face an increasing risk of joining the ranks of the ...
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... the Commission explored two major alternative strategies to achieve this goal . The first was an expansion of the Medicaid program to cover all the poor plus subsidies to help the near - poor purchase private health insur- ance .
... the Commission explored two major alternative strategies to achieve this goal . The first was an expansion of the Medicaid program to cover all the poor plus subsidies to help the near - poor purchase private health insur- ance .
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The Commission's recommendations for insur- ance reform , if implemented , would further encourage managed care and other cost management innovations because insurers could no longer profit simply by avoiding the " poor " risks .
The Commission's recommendations for insur- ance reform , if implemented , would further encourage managed care and other cost management innovations because insurers could no longer profit simply by avoiding the " poor " risks .
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able achieve action adequate affordable allow Americans ance approach appropriate assessment assistance assurance become benefits build burden calls choice Commission believes Commission recommends Commission's continue costs cover delivery Dependents develop disabled effective efficient efforts elderly eligibility employers ensure estimates expenses extend face families federal federal government Figure financing firms five groups growing half health and long-term health care coverage health care system health insurance income increase individuals job-based limited live long-term care majority means Medicaid Medicare million nation's need long-term numbers nursing home obtain payment Pepper Commission percent policies poor population poverty prevent private insurance problems protection public program purchase rates reach receive reform responsibility risk secure severely disabled share shifting social SOURCE spending standards stays step substantial tion uninsured universal coverage workers
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Page 2 - ... savings achieved elsewhere in the federal budget, the Commission is committed to raising whatever additional revenues are necessary. B. In considering what revenue options to adopt, the Commission recommends that the choice be guided by the following three criteria: 1. The final tax package ought to be progressive, requiring a higher contribution from those most able to bear increased tax burdens. That is, families with higher incomes would be asked to contribute a greater share of their incomes...