he State has tp://www.gm CFDA Audits: This program is excluded from coverage under 2 CFR 200, Subpart F - Audit Requirements. In accordance with 2 CFR Part 200, Subpart F, nonfederal entities that expends $750,000 or more in Federal awards during the nonfederal applicain entity's fiscal year, must have a single or a program-specific audit conducted for itions, that year. Nonfederal entities that expend less than $750,000 a year in Federal condus awards are exempt from Federal audit requirements for that year, except as or company noted in 2 CFR Part 200, Subpart F. Grants and cooperative agreements are subject to inspections and audits by the Comptroller General of the United States, the EPA Office of Inspector General, other EPA staff or any authorized representative of the Federal government. Reviews by the EPA Project Officer and the Grants Specialist may occur each year. Records: te, for ap de PROGRAM ACCOMPLISHMENTS: Fiscal Year 2015: In FY15 no awards were made under this CFDA. The program did, however, make 25 awards totaling $3,469,999 through 66.456 (National Estuary Program) and 66.110 (Healthy Communities Grant Program). Fiscal Year 2016: In FY16 SNEP anticipates 8 awards totaling $4,637,000 as a result of EPA's RFIP (EPA-R1-SNEP-2016). Fiscal Year 2017: No Current Data Available REGULATIONS, GUIDELINES, AND LITERATURE: Uniform Grants Guidance 2 CFR Part 200, 2 CFR Part 1500, and 40 CFR Regional or Local Office: See Regional Agency Offices. Karen Simpson Baird, U.S. EPA Region 1, 5 Post Office Square, Suite 100, Boston, MA 02109, Phone 617-918-1672, Toll Free: 888-372-7341, TTY: 617-918-2028. Email: simpson.karen@epa.gov. Headquarters Office: Timonthy Roberts 1200 Penn Ave. N.W., Washington, District of Columbia 20460 Email: roberts.timonthk-py@epa.gov Phone: 202-564-6004 Website Address: http://www.epa.gov/regionl RELATED PROGRAMS: 66.110 Healthy Communities Grant Program; 66.440 Urban Waters Small Grants; 66.441 Healthy Watersheds Consortium Grant Program; 66.454 Water - Quality Management Planning; 66.456 National Estuary Program; 66.460 Nonpoint Source Implementation Grants EXAMPLES OF FUNDED PROJECTS: Not Applicable. CRITERIA FOR SELECTING PROPOSALS: Funding under the Fiscal Year 2015 Omnibus, Consolidation and Further Appropriations Act, and Continuing Appropriations Act, 2016, may be used for implementation projects throughout SNEP. Awards made under this authority are subject to the availability of funding. Additional evaluation and selection criteria for competitive awards under this CFDA description will be described in the competitive announcement. Competitive applications and proposals will be selected in accordance with the announced criteria. 66.202 CONGRESSIONALLY MANDATED PROJECTS (CONGRESSIONAL EARMARKS) FEDERAL AGENCY: Office of the Chief Financial Officer, Environmental Protection Agency Executive Order Executive Order 13457 "Protecting American Taxpayers from To implement special Congressionally directed projects or programs identified Funding Priority 2016-Targeted Airshed "To make the funds available for competitive grants reduce air pollution in nonattainment areas that the Agency determines are ranked as the top five most polluted areas relative to ozone, annual PM2.5, or 24-hour PM2.5 standards.". TYPES OF ASSISTANCE: Cooperative Agreements; Project Grants Grants and cooperative agreements are available to support specific projects or programs specified by Congress for designated recipients. Allowable direct and indirect costs are included, in accordance with established EPA policies and requirements for assistance agreements. Assistance agreement awards under this program may involve or relate to geospatial information. Further information regarding geospatial information may be obtained by viewing the following website: https://www.epa.gov/geospatial. Grant recipients and sub-recipients are encouraged to adopt and enforce policies that ban text messaging while driving company-owned or -rented vehicles or government-owned vehicles, or while driving privately-owned vehicles when on official government business or when performing any work for or on behalf of the government. Grant recipients and sub-recipients are encouraged to conduct initiatives of the type described in section 3(a) of the Federal Leadership on Reducing Text Messaging While Driving Executive Order that was signed on October 1, 2009. Generally this program makes Federal awards on a discretionary basis. For further information, please contact the Headquarters or regional office. Applicant Eligibility: Eligible applicants are specified in the statute authorizing the earmark. Examples of recipients that may receive assistance under this program include Program Descriptions local, state, intrastate, interstate, U.S. territories or possessions, public or nonprofit institutions/organizations, public/private nonprofit institutions/organizations, quasi-public nonprofit institutions/organizations, institutions of higher education, Federally Recognized Indian Tribal Governments, Native American Organizations, and international organizations. Beneficiary Eligibility: Beneficiaries vary with the project Congress has directed EPA to fund. For example, an earmark for a wastewater treatment plant or sewer system would benefit the community in which the project is constructed. An earmark for a training project would benefit the individuals receiving the training under the assistance agreement. Credentials/Documentation: EPA may ask principle investigators for earmarked research projects to provide curriculum vitae and relevant publications. 2 CFR 200, Subpart E - Cost Principles applies to this program. Preapplication Coordination: - Regarding pre-application/pre-proposal assistance with respect to awards under this program description, EPA will generally specify the nature of any pre-application/pre-proposal assistance. For additional information, contact the individual(s) listed as "Information Contacts" or see Appendix IV of the Catalog. - This program is eligible for coverage under E.O. 12372, "Intergovernmental Review of Federal Programs." An applicant should consult the office or official designated as the single point of contact in his or her state for more information on the process the state requires to be followed in applying for assistance, if the state has selected the program for review. Environmental impact information is not required for this program. This program is eligible for coverage under E.O. 12372, "Intergovernmental Review of Federal Programs." An applicant should consult the office or official designated as the single point of contact in his or her State for more information on the process the State requires to be followed in applying for assistance, if the State has selected the program for review. Application Procedures: 2 CFR 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards applies to this program. Principles for determining allowable costs are set forth in applicable Federal management circulars described in the Uniform Grants Guidance regulations and procedures 2 CFR 200. Applicants, except in limited circumstances approved by the Agency, must submit all initial applications for funding through http://www.grants.gov. Applicants may be able to use http://www.grants.gov to electronically apply for certain grant opportunities under this CFDA. Award Procedure: EPA will evaluate each application to determine (a) the adequacy of the proposed project to meet the specified purpose of the Congressionally mandated project and compliance with other applicable laws. EPA's R&D Office conducts a peer review of all applications by outside experts. EPA will also review the application in relation to EPA's general grant regulations and OMB guidance. Deadlines: Contact the headquarters or regional office, as appropriate, for application deadlines. Range of Approval/Disapproval Time: Approximately 180 days. Appeals: Disputes will be resolved under 2 CFR 1500 Subpart E, as applicable. None. A standard grant application should be prepared and submitted as a new application which will be reviewed in the same manner as the original application. EPA may incrementally fund grants and cooperative agreements depending on the nature of the project and the terms of the earmark. Formula and Matching Requirements: This program has no statutory formula. Matching Requirements: This program has no statutory formula for distribution of Federal funds, therefore, matching requirements are defined in each Appropriations Act or other statute authorizing the earmark. This program does not have MOE requirements. Length and Time Phasing of Assistance: The terms of the assistance agreement shall be determined at time of award. The length and time phasing of the assistance agreement will be determined by the duration of the availability of appropriated funds. See the following for information on how assistance is awarded/released: Assistance awards are released by letter of credit and other financial authorizations. Reports: EPA includes reporting requirements for grants and cooperative agreements in the terms and conditions of the agreements. Agreements may require quarterly, interim, and final progress reports, and expenditure/financial, equipment, and invention reports. Specific reporting requirements are also identified in the grant regulations at 2 CFR 200 and 1500, as applicable. Program reports are required under this program. No cash reports are required. EPA assistance agreements may, in the terms and conditions, require annual, quarterly, interim, and/or final progress reports. EPA assistance agreements may, in the terms and conditions, require annual, quarterly, interim, and/or final expenditure/financial reports. Performance monitoring of Congressionally mandated special project or program assistance agreements are required per EPA administrative grant orders. Audits: In accordance with the provisions of 2 CFR 200, Subpart F - Audit Requirements, non-Federal entities that expend financial assistance of $750,000 or more in Federal awards will have a single or a program-specific audit conducted for that year. Non-Federal entities that expend less than $750,000 a year in Federal awards are exempt from Federal audit requirements for that year, except as noted in 2 CFR 200.503. Grants and cooperative agreements are subject to inspections and audits by the Comptroller General of the United States, the EPA Office of Inspector General, other EPA staff, or any authorized representative of the Federal government. Reviews by the EPA Project Officer and the Grants Specialist may occur each year. In accordance with the provisions of 2 CFR 200, Subpart F - Audit Requirements, non-federal entities that expend $750,000 or more in a year in Federal awards shall have a single or a program specific audit conducted for that year. Non-federal entities that expend less than $750,000 a year in Federal awards are exempt from Federal audit requirements for that year, except as noted in 2 CFR 200.503. Records: Recipients must keep financial records, including all documents supporting entries on accounting records and to substantiate changes in grants available to personnel authorized to examine EPA recipients grants and cooperative agreements records. Recipients must maintain all records until 3 years from the date of submission of final expenditure reports. If questions, such as those raised as a result of audits, remain following the 3-year period, recipients must retain records until the matter is completely resolved. Account Identification: 68-0108-0-1-304; 68-0107-0-1-304; 68-0110-0-1-304; 68-0103-0-1-304. Obligations: (Cooperative Agreements) FY 15 $10,000,000; FY 16 est $20,000,000; and FY 17 est $0 - Cooperative Agreements) FY 15 $10 million; FY 16 $20 million; and FY 17 est $0 - Budget Authority: FY 2015 $10 million (Targeted Air Shed Grant program) FY 2016 $20 million (Targeted Air Shed Grant program) FY 2017 est $0. December 2016 sistant tions. erative may requ cial, eq identiel rogram equ EPA Fiscal Year 2015: Fiscal Year 2015: Targeted Air Shed grants: woodstove approximately 100 woodsheds; an alternative solid fuels pilot project to supply 30 tons of fire logs as emergency fuel; a household weatherization program; old wood burning appliances replacement through a voucher program change out 75% of uncertified wood burning appliances in nonattainment area; replacement of up to 226 off-road diesel tractors. Fiscal Year 2016: No content available. Fiscal Year 2017: No content available. REGULATIONS, GUIDELINES, AND LITERATURE: Congressional mandated earmarks are subject to EPA's General Grant alqu Regulations, Environmental Protection Agency (2 CFR 200 and 1500 as may, it applicable). Addresses may be reached by mail at the following common address and fax number: USEPA Headquarters, 1200 Pennsylvania Avenue, N.W., Washington, DC, 20460, 202-564-1838 (fax). Headquarters Office: Jeff Swartz USEPA Headquarters, Ariel Rios Building, 1200 Pennsylvania Avenue, N. W. Mail Code: 2732A, Washington, District of Columbia 20460 Email: swartz.jeff@epa.gov Phone: (202) 564-1230 Website Address: http://www.epa.gov/ocfo/budget/index.htm RELATED PROGRAMS: Not Applicable. EXAMPLES OF FUNDED PROJECTS: Fiscal Year 2015: Incentive funding to help farmers replace old, polluting agricultural tractors with new, cleaner-burning ones that operate within the San Joaquin Valley, California; Wood burning device replacement program in the San Joaquin Valley, California, a project which seeks to implement rebates to encourage residents within the nonattainment areas to switch to newer and cleaner-burning devices. Wood stove replacement program for residents in the Plumas County, California, a project seeks to implement a financial incentive program to encourage owners of older uncertified stoves within the nonattainment area to switch to newer cleaner-burning devices. Reduce pollution and protect air quality in northern Idaho's West Silver Valley. Planned activities include: wood stove change-outs; providing more efficient and cleaner-burning fire logs during colder weather; upgraded home weatherization; promoting residential yard waste and logging debris removal; and outreach and education. Fiscal Year 2016: No content available. Fiscal Year 2017: No content available. CRITERIA FOR SELECTING PROPOSALS: Addresses the specific purpose designated by the Congressional earmark in EPA's annual Appropriations Act or other statute. All Congressionally mandated earmarks must meet the following criteria: (a) address the specified Congressionally directed support or action described in the annual appropriations act or committee report incorporated by reference into the appropriations act or other statutes mandating that EPA provide financial assistance agreements to designated recipients for projects or programs; and (b) have an approved workplan and processed assistance agreement before the appropriated funds expire. 66.203 ENVIRONMENTAL FINANCE CENTER GRANTS (EFC Grant Program) FEDERAL AGENCY: Office of Water, Environmental Protection Agency Safe Drinking Water Act, Section 1442(b)(3)&1420; Clean Water Act, Section 104(b)(3); Solid Waste Disposal Act, Section 8001(a); Marine Protection, Research and Sanctuaries Act, Section 203; Toxics Substances Control Act, Section 10; Clean Air Act, Section 103(b)(3); Federal Insecticide, Fungicide, and Rodenticide Act, Section 20. OBJECTIVES: The Environmental Finance Center Grant Program provides funding to support university and non-profit organization based Environmental Finance Centers (EFCs) that provide multi-media environmental finance expertise and outreach to the regulated communities. The EFCS work with state and tribal governments, local governments, and the private sector to address the growing costs of environmental protection. The EFCs provide finance-related training, education, and analytical studies to help these regulated parties develop solutions to the difficult "how-to-pay" issues associated with meeting environmental standards. Program Descriptions The EFCS educate state, tribal, and local governments and businesses on lowering environmental costs, increasing environmental investments, improving financial capacity, encouraging full-cost pricing, and identifying and evaluating environmental financing options. A central goal of the EFCs is to create sustainable systems. Sustainable systems have the financial, technical, and institutional resources and capabilities to operate in compliance with environmental requirements and in conformance with accepted environmental practices over the long term. EFCs focus on helping smaller parties find ways to obtain financing for their environmental protection responsibilities. Funding Priority - Fiscal Year 2016: Providing education, training, technical assistance, and analytic support and outreach to state, tribal and local governments and businesses (with a focus on smaller governments and businesses) on: (1) identifying, developing, and applying tools and strategies to determine and estimate the benefits of coastal wetlands; (2) expanding environmental education in support of community-based environmental stewardship, sustainable materials management, and green infrastructure (3) continuing to support certification programs and activities integrating planning, sustainability, citizen participation and partnerships, green design, land use and transportation, natural resources, agricultural viability, water quality, finance, health and wellness, waste reduction and management, and many other environmental areas; (4) developing, refining, updating and testing web-based analytic models used for rate setting, capital planning, capacity assessment, asset management, and other financial tools and analyses needed for sound water ands wastewater utility management; (5) building the capacity of communities to address urban environmental issues in areas such as transportation, improved community design, and multifamily residential housing in ways that are environmentally and economically sustainable and promote environmental justice; (6) identifying, developing, testing, educating, and supporting the use of green infrastructure approaches in addressing stormwater management challenges in communities across the country; (7) educating municipal utility managers in areas such as finance, risk management, project management, planning, regulatory needs, customer service, personnel management and public/customer relations; and (8) working in partnership with community development/support organizations to identify, develop, and pilot marketing, finance and business plans for commercial composting operations to help cleanup neighborhoods and reduce illegal dumping. TYPES OF ASSISTANCE: Cooperative Agreements; Project Grants USES AND USE RESTRICTIONS: Grants and cooperative agreements are available to recipients to support their allowable direct costs incident to approved environmental financial technical assistance and outreach work plus allowable indirect costs, in accordance with established EPA policies and regulations. EPA provides incremental funding for these grants or cooperative agreements on an annual basis. As part of EPA's substantial involvement, the appropriate EPA regional and/or headquarters office reviews and approves each annual project phase consistent with the scope of work for the grant or cooperative agreement. As provided in 2 CFR Part 220, recipients of grants or cooperative agreements under this program may not charge fundraising costs to their grants or cooperative agreements. Funding for research under this program does not include research within the purview of EPA's Office or Research and Development. Under this program, EPA does not fund research, training, and technical assistance to facilitate the inventory of brownfields sites, site assessments, the remediation of brownfields sites, community involvement, and site preparation. These activities are covered by the EPA grant program established at CFDA 66.814. Assistance agreement awards under this program may involve or relate to geospatial information. Further information regarding geospatial information may be obtained by viewing the following website: https://www.epa.gov/geospatial. Grant recipients and sub-recipients are encouraged to adopt and enforce policies that ban text messaging while driving company-owned or -rented vehicles or government-owned vehicles, or while driving privately-owned vehicles when on official government business or when performing any work for or on behalf of the government. Grant recipients and sub-recipients are encouraged to conduct initiatives of the type described in section 3(a) of the Federal Leadership on Reducing Text Messaging While Driving Executive Order that was signed on October 1, 2009. Generally this program makes Federal awards on a discretionary basis. For further information, please contact the Headquarters or regional office. Applicant Eligibility: Assistance under this program is available to public and private non-profit universities and colleges and to nonprofit organizations. For certain competitive funding opportunities under this CFDA description, the Agency may limit eligibility to compete to a number or subset of eligible applicants consistent with the Agency's Assistance Agreement Competition Policy. Beneficiary Eligibility: States, tribes, local governments, businesses and community organizations and the general public are the beneficiaries of this program. Credentials/Documentation: Applicants must demonstrate that they meet eligibility requirements. In addition, EPA may request applicants to demonstrate that they have the appropriate background, academic training, experience in the field, and necessary staff and equipment to carry out the project work. The Agency may also ask principal analysts named in applicants' proposals to provide curriculum vitae and other documentation of relevant experience. This program is excluded from coverage under 2 CFR 200, Subpart E - Cost Principles. Preapplication Coordination: Regarding pre-application/pre-proposal assistance with respect to competitive funding opportunities under this program description, EPA will generally specify the nature of the pre-application/pre-proposal assistance, if any, that will be available to applicants in the competitive announcement. For additional information, contact the individual(s) listed as "Information Contacts" or see Appendix IV of the Catalog. This program is eligible for coverage under E.O. 12372, "Intergovernmental Review of Federal Programs." An applicant should consult the office or official designated as the single point of contact in his or her State for more information on the process the State requires to be followed in applying for assistance, if the State has selected the program for review. Environmental impact information is not required for this program. This program is eligible for coverage under E.O. 12372, "Intergovernmental Review of Federal Programs." An applicant should consult the office or official designated as the single point of contact in his or her State for more information on the process the State requires to be followed in applying for assistance, if the State has selected the program for review. deadlines. Range of Approval/Disapproval Time: Approximately 120 to 180 days. of the F Appeals: Etre Assistance agreement competition-related disputes will be resolved in makes fata e contact priva accordance with the dispute resolution procedures published in 70 FR (Federal Register) 3629, 3630 (January 26, 2005). Copies of these procedures may also be requested by contacting the individual(s) listed as "Information Contacts." Disputes relating to matters other than the competitive selection of recipients will be resolved under 2 CFR 1500 Subpart E, as applicable. For cop Renewals: Agry Annually, subject to the budget and project periods specified in the awards. pplicam Formula and Matching Requirements: Folicy. This program has no statutory formula. Matching Requirements: This program does not have a statutory or regulatory nity formula or matching requirement. The Agency may, as a matter of policy, require cost sharing when such a requirement is specified in the announcement of the competitive funding opportunity. This program does not have MOE requirements. theyre Length and Time Phasing of Assistance: the fil EPA normally funds grants and cooperative agreements on a 12-month basis. TheHowever, EPA can negotiate the project period with each applicant based on op project requirements. The project period for the grants or cooperative prozas agreements may range up to seven years. EPA will provide incremental funding for the cooperative agreements each fiscal year (on a 12-month basis) over the duration of the grants or cooperative agreements. See the following for information on how assistance is awarded/released: Annual lump sum. Reports: A final program or technical report shall be completed within 90 calendar days of the completion of the period performance for each award. No cash reports are required. Quarterly Progress Reports may be required as determined by EPA after the award. Quarterly Expenditure Reports may be required as determined by EPA after the award. Quarterly Performance Monitoring may be required as determined by EPA after the award. No cash reports are required. Quarterly Progress Reports may be required as determined by EPA after the fs award. Thkey may be required. Quarterly Performance Monitoring may be required as determined by EPA after the award. Audits: In accordance with the provisions of 2 CFR 200, Subpart F - Audit Requirements, non-Federal entities that expend financial assistance of $750,000 or more in Federal awards will have a single or a program-specific audit conducted for that year. Non-Federal entities that expend less than $750,000 a year in Federal awards are exempt from Federal audit requirements for that year, except as noted in 2 CFR 200.503. Grants and cooperative agreements are subject to inspections and audits by the Comptroller General of the United States, the EPA Office of Inspector General, other EPA staff, or any authorized representative of the Federal government. Reviews by the EPA Project Officer and the Grants Specialist may occur each year. Records: The record retention requirements of 2 CFR 200 (nonprofits and universities) apply. Financial records, including all documents to support entries on accounting records and to substantiate changes to each grant must be kept available to personnel authorized to examine EPA grant accounts. All records must be maintained for three years from the date of submission of the final expenditure report. If questions still remain, such as those brought up in an audit, related records must be retained until the matter is completely resolved. Account Identification: 68-0108-0-1-304. Obligations: (Cooperative Agreements) FY 15 $1,000,000; FY 16 est $1,000,000; and FY 17 est $2,000,000-FY 15 $1,000,000; FY 16 est. $1,000,000; FY 17 est. $2,000,000. FY 14 $500,000; FY 15 $1,000,000; FY 16 $2,000,000 (requested in the President's budget). Range and Average of Financial Assistance: Range: $30,000 to $111,111/fiscal year Average: Approximately $111,111/fiscal year. TAFS Codes: 68-0108. PROGRAM ACCOMPLISHMENTS: Fiscal Year 2015: In FY 2015, eight university-based Environmental Finance Centers (EFCs) continued to work with state, tribal, and local governments and the private sector in developing and implementing a wide range of creative, responsible, and sustainable solutions to existing and new environmental challenges. EFC accomplishments in FY 2015 include: (1) New England EFC at the University of Southern Maine - (1) assisting coastal communities in developing coastal wetlands conservation strategies using the Marsh Adaptation Strategy Tool (MAST), an adaptation evolved from the Coastal Adaptation to Sea Level Rise Tool (COAST) model to estimate the ecological and economic benefits of coastal wetlands that will expand from sea level rise; (2) The Syracuse University EFC - facilitating and hosting the first National Green Infrastructure Summit of EPA green infrastructure model and partner communities showcasing and sharing useful information with communities across the country to help accelerate the adoption of green infrastructure solutions; (3) University of Maryland EFC working with township government to integrate green infrastructure and stormwater compliance into existing community-based open space plans and priorities, developing partnerships with local and regional land conservation groups to reduce financial burdens, and identifying additional federal, state and local funding opportunities to leverage existing township funds; (4) University of North Carolina at Chapel Hill - producing a catalogue of publications describing the established benefits of green infrastructure, creating a series of case studies highlighting how local governments have overcome hurdles to funding and implementing green infrastructure solutions, and sharing green infrastructure project success stories with state and local environmental and financing officials at national and state water conferences; (5) University of Louisville EFC - providing technical assistance to EPA/HUD Sustainable Communities grantees, assisting a community non-profit group with green practices and design for a new building, and producing reports on sustainable urban water management and on the links between affordable housing and sustainable development practices in a large metro region; (6) Cleveland State University EFC - guiding a metropolitan area public-private partnership of local and state government, special districts, and technology leaders in creating a collaborative and strategic approach to environmentally sound economic development/capital projects by developing an Integrated Development Budget (IDB) to drive high priority investments in transportation, technology, and workforce; (7) Wichita State University EFC - collaborating with the Bureau of Reclamation in Kansas and the Department of Natural Resources and Association of Municipal Utilities in Iowa develop tools and provide training to assist municipal water systems and other water suppliers in identifying conservation planning, water loss reduction, alternative sources of water and distribution options in order to become more resilient to both short term climate-related emergencies and longer term climate variability and change; (8) Dominican University of California EFC - providing direct technical assistance to nine Tribes in California and Arizona helping them to develop greener, more sustainable economies by analyzing the feasibility of a transfer and composting station, identifying recycling commodity prices and supporting a recycling program expansion, exploring multiple financing options to support a solid waste program, preparing a capital improvement plan, and developing a financial feasibility guidebook for a composting operation. Fiscal Year 2016: In FY 2016, EPA anticipates awarding nine university-based Environmental Finance Centers (EFCs) to work with state, tribal, and local governments and the private sector to develop and implement a wide range of creative, responsible, and sustainable solutions to existing and new environmental challenges. Each participating university will operate an EFC or EFCs that will provide technical assistance and outreach services to the regulated communities (States, tribal, local governments and businesses). The EFCs will provide finance-related Program Descriptions |