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POTENTIAL HELP TO SMALL BUSINESS

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Each of the selected SBICs filed a Program Evaluation Report.

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Progress made by small businesses shown below includes beforeand-after picture on going businesses only no start-ups.

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Net Effect of SBIC Financing on Small Businesses Served ($325,000 - $1,000,000 SBICs)

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SUMMARY

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Investors must see a potential return on capital of at least 10% to develop a sustaining interest in SBICS.

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Profitability is a function of SBIC size. A private capital base of $1.2 million approaches the required return, after five years of operation.

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Maximum return comes through emphasizing equity financing, which requires higher operating costs and provision for possible loss.

Small business benefits from subordinated loans made by SBICS but stands to gain even more from equity financing coupled with management counseling available from SBICs.

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327, 342

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Select Committee on Small Business, U.S. Senate...

Small Business Administration. (See Boutin, Bernard, Small Business
Administration.)

Small Business Investment Act of 1958..

Amendments of 1966----

Small Business Investment Company program. (See Boutin, Bernard,
Small Business Investment Company program.)

Stults, Walter.......

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