Basel II: Capital Changes in the U.S. Banking System and the Results of the Impact Study : Joint Hearing Before the Subcommittee on Financial Institutions and Consumer Credit and the Subcommittee on Domestic and International Monetary Policy, Trade and Technology of the Committee on Financial Services, U.S. House of Representatives, One Hundred Ninth Congress, First Session, May 11, 2005, Volume 4U.S. Government Printing Office, 2005 - 231 pages |
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adopters Advanced Measurement Approach approach assessment assets bank regulators banking industry banking organizations Basel Accord Basel Capital Accord Basel Committee Basel II banks Basel II capital Basel II Framework Basel II implementation Capital Accord capital charge capital framework capital regime capital requirements capital rules capital standards changes community banks concerns Consumer Credit cost credit risk economic capital exposures FBAs FDIC Federal Reserve financial institutions Financial Services Follain implement Basel implementation of Basel Institutions and Consumer interest rate risk investment issues leverage ratio leverage requirement loans losses minimum capital requirements nonadopters operational risk percent portfolio potential QIS-4 results QIS4 real estate reduce regulatory capital regulatory capital requirements required capital residential mortgages revisions risk management risk segment risk sensitivity risk weights safety and soundness securitization significant smaller banks Spencer Bachus Subcommittee on Financial supervisory Thank Tier 1 capital U.S. banking U.S. regulators
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Page 49 - System ("Board"), the Federal Deposit Insurance Corporation ("FDIC"), and the Office of Thrift Supervision ("OTS").
Page 206 - Supervision (2006) defines operational risk as "the risk of loss resulting from inadequate or failed internal processes, people and systems or from external events.
Page 145 - Corporation, the Office of the Comptroller of the Currency, the Office of Thrift Supervision, and the National Credit Union Administration...
Page 52 - Member Board of Governors of the Federal Reserve System before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services US House of Representatives...
Page 194 - Office of Thrift Supervision 1 700 G Street, NW Washington, DC 20552 The Honorable Ben S.
Page 94 - Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency, and Office of Thrift Supervision, “Interagency Statement on Retail Sales of Nondeposit Investment Products
Page 2 - System, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation and the Federal Home Loan Bank Board. The four named regulators of financial institutions are referred to herein as the "Supervisory Agencies.
Page 3 - I look forward to hearing from today's witnesses and thank them for taking time from their schedules to join us. I am now pleased to recognize the Ranking Member, Mr. Sanders, for any opening statement that he would like to make. OPENING REMARKS OF THE HONORABLE RUBEN HBSOJOSA HOUSE COMMITTEE ON FINANCIAL SERVICES SUBCOMMITTEE ON FINANCIAL INSTITUTIONS "ENHANCING DATA SECURITY: THE REGULATORS...
Page 4 - Sanders for any opening statement he may wish to make. [The prepared statement of Hon. Spencer Bachus can be found on page 48 in the appendix.] Mr.