of the foreign debt, the other states will be less urgent to provide for the interest of the domestic debt. She wishes therefore to avail herself of the general desire to provide for foreign creditors in order to enforce a just attention to the domestic ones. The question is whether it will be more easy to prevail on Pennsylvania to recede from this condition or the other states to comply with it. The treaties with the Indians have experienced a greater delay than was expected. They are however completed, and the Surveyors are gone into that country to lay out the land in lots. As soon as some progress is made in this, the sale of lands will commence, and I have a firm faith that they will in a short time absorb the whole of the certificates of the domestic debt.

The Philadelphia bank was incorporated by Congress. This is perhaps the only instance of their having done that, which they had no power to do. Necessity obliged them to give this institution the appearance of their countenance, because in that moment they were without any other resource for money. The legislature of Pennsylvania however passed an act of incorporation for the bank, & declared that the holders of stock should be responsible only to the amount of their stock. Lately that legislature has repealed their act. The consequence is that the bank is now altogether a private institution and every holder is liable for it's engagements in his whole property. This has had a curious effect. It has given those who deposit money in the bank a greater faith in it, while it has rendered the holders very discontented, as being more exposed to risk, and has in

duced many to sell out, so that I have heard (I know not how truly) that bank stock sells somewhat below par, it has been said 7 per cent; but as the publication was from the enemies of the bank, I do not give implicit faith to it. With respect to the article "Etats Unis" of the Encyclopedie now inclosed, I am far from making myself responsible for the whole of the article. The two first sections are taken chiefly from the Abbé Raynal & they are therefore wrong exactly in the same proportion; the other sections are generally right. Even in them however there is here & there an error. But on the whole it is good; and the only thing as yet printed which gives a just idea of the American constitutions. There will be another good work, a very good one, published here soon by Mr. Mazzei who has been many years a resident of Virginia, is well informed, and possessed of a masculine understanding. I should rather have said it will be published in Holland, for I believe it cannot be printed here. I should be happy indeed in an opportunity of visiting Holland; but I know not when it will occur. In the mean time it would give me great pleasure to see you here. I think you would find both pleasure & use in such a trip. I feel a sincere interest in the fate of your country, and am disposed to wish well to either party only as I can see in their measures a tendency to bring on an amelioration of the condition of the people, an increase in the mass of happiness. But this is a subject for conversation. My paper warns me that it is time to assure you of the esteem & respect with which I have the honour to be Dear Sir your most obedient humble servant.

DEAR MADAM,-I am honored with your letter of the 15th inst. by Mr. Voss. I concur with you in opinion that it is for Mr. Paradise's interest to go as soon as possible to America and also to turn all his debts into one, which may be to Mr. Gist or any other: upon condition that the person giving him this credit shall be satisfied to receive annually his interest in money, and shall not require consignments of tobacco. This is the usual condition of the tobacco merchants. No other law can be more oppressive to the mind or fortune, and long experience has proved to us that there never was an instance of a man's getting out of debt who was once in the hands of a tobacco merchant & bound to consign his tobacco to him. It is the most delusive of all snares. The merchant feeds the inclination of his customer to be credited till he gets the burthen of debt so increased that he cannot throw it off at once, he then begins to give him less for his tobacco & ends with giving him what he pleases for it, which is always so little that though the demands of the customer for necessaries be reduced ever so low in order to get himself out of debt, the merchant lowers his price in the same proportion so as always to keep such a balance against his customer as will oblige him to continue his consignments of tobacco. Tobacco always sells better in Virginia than in the hands of a London merchant. The confidence which you have been pleased to place in me induces me to take the liberty

of advising you to submit to any thing rather than to an obligation to ship your tobacco. A mortgage of property, the most usurious interest, or any thing else will be preferable to this. If Mr. Paradise can get no single money lender to pay his debts, perhaps those to whom he owes might be willing to wait, on his placing in the hands of trustees in London whom they should approve, certain parts of his property, the profits of which should suffice to pay them within a reasonable time. Mr. Voss gives me hopes of seeing Mr. Paradise here. I shall not fail to give him such information as my knowledge of the country to which he is going may render useful: nor of availing myself of every occasion of rendering him, yourself & family every service in my power, having the honour to be with sentiments of the most perfect esteem & respect, Madam, &c.

TO THOMAS MANN RANDOLPH, JR.

J. MSS. PARIS, Aug. 27, 1786.

DEAR SIR, I am honoured with your favour of the 16th instant, and desirous, without delay, of manifesting my wishes to be useful to you I shall venture to you some thoughts on the course of your studies, which must be submitted to the better choice with which you are surrounded. A longer race through life may have entitled me to seize some truths which have not yet been presented to your observation & more intimate knowledge of the country in which you are to live & of the circumstances

VOL. IV.-19.

in which you will be placed, may enable me to point your attention to the branches of science which will administer the most to your happiness there. The foundations which you have laid in languages and mathematics are proper for every superstructure. The former exercises our memory while that and no other faculty is yet matured & prevents our acquiring habits of idleness. The latter gives exercise to our reason, as soon as that has acquired a certain degree of strength, and stores the mind with truths which are useful in other branches of science. At this moment then a second order of preparation is to commence. I shall propose to you that it be extensive, comprehending Astronomy, Natural Philosophy (or Physics), Natural History, Anatomy, Botany & Chemistry. No inquisitive mind will be content to be ignorant of any of these branches. But I would advise you to be contented with a course of lectures in most of them, without attempting to make yourself master of the whole. This is more than any genius joined to any length of life is equal to. You will find among them some one study to which your mind will more particularly attach itself. This then I would pursue & propose to attain eminence in. Your own country furnishes the most aliment for Natural History, Botany & Physics & as you express a fondness for the former you might make it your principal object, endeavoring however to make yourself more acquainted with the two latter than with other branches likely to be less useful. In fact you will find botany offering it's charms to you at every