Reauthorization of the Higher Education Act and Related Measures: Hearings Before the Subcommittee on Postsecondary Education of the Committee on Education and Labor, House of Representatives, Ninety-sixth Congress, First Session ....U.S. Government Printing Office, 1979 |
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Page 2
... lenders using private capital . In 39 States , the loans are guaranteed through State - guarantee agencies and the ... lending opportunities . With the passage of the Middle Income Student Assistance Act , all students , regardless of ...
... lenders using private capital . In 39 States , the loans are guaranteed through State - guarantee agencies and the ... lending opportunities . With the passage of the Middle Income Student Assistance Act , all students , regardless of ...
Page 14
... lending money at bargain rates to banks , who in turn relend that money to students . The 2.5 percentage point differential between a bank's cost of borrowing from Sallie Mae and its return from the federal Treasury for relending that ...
... lending money at bargain rates to banks , who in turn relend that money to students . The 2.5 percentage point differential between a bank's cost of borrowing from Sallie Mae and its return from the federal Treasury for relending that ...
Page 21
... lending institutions , the default rate is likely to remain at a level most observers would find unsatis- factory . All the foregoing suggests that it would be useful for the Congress to consider reshaping the system to acknowledge the ...
... lending institutions , the default rate is likely to remain at a level most observers would find unsatis- factory . All the foregoing suggests that it would be useful for the Congress to consider reshaping the system to acknowledge the ...
Page 29
... lending institution and an educational institution . But since the Government is paying all the costs of putting up the capital , the role of the bank in such a loan is actually superfluous . The loan can just as well be originated by ...
... lending institution and an educational institution . But since the Government is paying all the costs of putting up the capital , the role of the bank in such a loan is actually superfluous . The loan can just as well be originated by ...
Page 39
... lending legislation , feeling that by showing the consumer the rates involved the con- sumer would be more careful in shopping . Unfortunately , these steps have not produced a discerning consumer . The question usu- ally is : Is the ...
... lending legislation , feeling that by showing the consumer the rates involved the con- sumer would be more careful in shopping . Unfortunately , these steps have not produced a discerning consumer . The question usu- ally is : Is the ...
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Common terms and phrases
administrative amendments amount annual areas ASDA assistance Association BEOG capital Chairman College Work-Study committee Congress costs debt default rate dental Direct Student Loan Director eligible Federal Government financial aid FISL FORD freshmen full-time funds graduate and professional graduate students grant GSL program GSLP guarantee agencies Guaranteed Student Loan HEAL Higher Education Act income increase institutions interest rate interest subsidy Internal Revenue Service Jesuit Volunteer Corps legislation lenders lending limited Maguire ment million minimum wage National Direct Student NDSL Office of Education opportunity organization participation payments Peace Corps Pennsylvania percent Postsecondary Education problem professional students proposal repay repayment Sallie Mae secondary market special allowance statement student aid Student Financial student financial aid student loan program Subcommittee subminimum wages subsidy tion tuition undergraduate UPCUSA volunteers work-study program Workers York