ATTACHMENT I INDIVIDUAL AND ASSOCIATION FRANCHISE LINES I. Total number of different persons insured against items of medical expense. (See exhibit A.) A. Available data concerning other health insurance coverage of overage policyholders. Data are available for the individual lines only. Data are only on any other coverage and cannot be broken down to indicate which coverage duplicates that being applied for. 1903. 1962. 1961.. Year II. Benefits and premiums: A. Policy forms where initial issuance is available to persons age 65 and over. See exhibit B for a summary of major benefits by policy form and enclosed folders containing copies of these forms currently sold to persons 65 and over. These also contain: (1) Policy form variations by State. (2) Circulars, brochures, and advertising pieces.] (3) Underwriting bulletins. (4) Rates. (5) Exclusions and limitations (specified in the policy). B. Monthly (and/or annual) premium. See brochures and/or rate sheets in enclosed folders on policy forms and exhibit C for association franchise. C. Number of policyholders and dependents on each form who are age 65 and over. See exhibit A. III. Experience: Data are not available on insureds age 65 or over for the individual lines. This is because the majority of these forms are available to persons both under and over age 65. Even those forms designated as overage are sold to persons age 60 and over. For association franchise forms experience is available and is given in exhibit C. IV. Exclusions and limitations: See enclosed folders and policy forms. V. Advertising and promotional literature: See enclosed folders on policy forms. Not all literature included is directed exclusively to overage persons. VI. Underwriting: A. Initial issuance to persons age 65 and over. See exhibit C. B. Copies of all administrative directives relating to field underwriting. See enclosed folders on policy forms. C. Underwriting subsequent to policy issuance. 1. Copies of all restrictive riders or waivers employed. See folder entitled "Restrictive Riders or Waivers." 2. Number of riders or waivers issued. See exhibit E. 3. Cancellation and termination. See exhibit E. No data are available by type of policy. 4. Administrative directives to claims personnel. See folder entitled "Postclaim Underwriting-Age Reviews." VII. Attrition: A. Number of different persons signed up by calendar year. See exhibit F. B. Number no longer insured for reasons other than death. See exhibit F. C. Number no longer insured for any reason who received benefits. See exhibit F. D. Number reinstated. No data available. Includes both insureds and dependents on forms no longer available for issue. Includes both insureds and dependents. Persons covered for hospital, surgical, or miscellaneous expense on disability income forms are not included. NOTE. The data shown in this exhibit are the result of some extrapolation and estimation but are believed to be as accurate as our records allow. ATTACHMENT II I. Total number of persons holding active policies at the end of each calendar year: Numbers of those persons holding one policy only and those persons holding each of the various combinations of policies, are available at the end of 1963 only, and are submitted in reply to II-C. A. Data concerning other health insurance coverages held by Golden 65 policyholders are not available. Such information has not been requested by the company. II. Benefits and premiums: A. See exhibit A. B. Monthly premium charged for each type of policy form described in II-A: 1 Policyholders on 3 of our plans were notified in December 1963 of a nationwide rate increase effective in the 1st quarter of 1964. 2 Not issued. C. Numbers of those persons holding one policy only and those persons holding each of the various combinations of policies are available as of the end of calendar year 1963 only. Number of policyholders at Dec. $1, 1963 101,702 35,045 6,053 9,246 27, 432 18,376 65-Plus and 5,000 Medical. 10,000 Reserve and 5,000 Medical. 5,000 Medical and 5,000 Reserve. 65-Plus, 10,000 Reserve and 5,000 Medical.. 65-Plus, 5,000 Reserve and 5,000 Medical.... Total____ 13,586 11,276 142 32,492 1,120 256, 470 Numbers of active policies held at the end of each calendar year are submitted in reply to I. |