Environmental Risk and InsuranceCRC Press, 1991 M10 22 - 680 pages This is the only comprehensive text on the increasingly important subject of environmental risk and insurance. The author presents many risk and insurance issues from acid rain and global warming to toxic tort law developments and the crisis with workers' compensation insurance and pollution liability coverage. This volume is the product of nearly eight years of research, which included reviewing over 250,000 pages of laws, documents, reports, and notes, as well as countless hours of investigations, interviews, and research. Basic and advanced environmental liability and insurance principles are covered, along with suggestions for financing pollution cleanups and safety programs. A new method for restructuring and improving Superfund is presented after an in-depth discussion of pertinent legal and financial issues. The book also provides local, national, and international case histories demonstrating the kinds of difficulties encountered by businesses and citizens and the solutions they have sought. All of this information, combined with the valuable charts, appendices, specimens, contracts, sample insurance policies, model letters, and certificates, makes Environmental Risk and Insurance an unmatched reference source for businesses, institutions, and government agencies caught up in the midst of analyzing their environmental risk exposures. |
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Contents
About the Author XV | 7 |
Foreword xxi | 8 |
How Environmental Pollution Can Impact Your | 8 |
A Profile of Hazardous Waste and the Hazardous | 15 |
A Summary of Financial Responsibility Provisions and Laws | 29 |
The Special Issues Concerning the Law of Toxic Torts | 91 |
Victims Compensation | 123 |
Liability and Insurance for Marine Vessels and Oil Spills | 143 |
Nuclear Liability Risk and Insurance | 165 |
Environmental Catastrophes and Insurance Systems | 189 |
The Special Issues of International Environmental | 197 |
The Special Insurance Problems Arising from | 227 |
viii | 587 |
Common terms and phrases
acid acid rain actions administrator aluminum oxide amounts apply asbestos caused CERCLA chemical Clean cleanup costs closure commercial compensation concerning Consent Order contamination Corporation court defend dichloromethane disease disposal effect emissions enforcement environment environmental damage environmental protection environmental risk established exposures federal financial responsibility firms funds greater groundwater harmful hazardous substances hazardous waste impact insurance companies insurance coverage insurance market insurance policies involved issues kinds laws levels limits loss Love Canal methanol methyl ethyl ketone million nuclear occurred oil spill payments personal injuries plant pollution damages pollution liability insurance pools postclosure potential premiums problems product liability property damage PRPs RCRA regulations reinsurance release remedial responsible parties risk and insurance risk assessments rules safety settlement Settling Party standards strict liability sudden and accidental Superfund toluene toxic tort underwriting victims waste facilities Xylene