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Chapter

LIST OF TABLES

1 WHY DO WE NEED HEALTH CARE REFORM?

1-1

1-2

1-3

Nonelderly Uninsured Persons, by Age, Sex, and Race/Ethnicity, 1987.........
Family Income Distribution of Nonelderly Population Without Health Insurance, 1987
Work Force Connections of the Uninsured, 1987 ......

1-4

Examples of Industries Ineligible for Health Insurance Under Selected Insurer Plans ...........

2 BLUEPRINT FOR HEALTH CARE REFORM

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2-8

2-9

Percentage of Firms Paying More Than 80 Percent of Employee Health Premiums..
Benefits: Commission Plan Compared with Current Employer Practices......
Cost Sharing: Commission Plan Compared with Current Employer Practices
Phase-In Schedule and Cost of the Commission's Health Care Proposals.............
Impact of Commission Plan on Health Care Spending, by Source.....
Impact of Commission Plan on Employers Who Now Provide Health Insurance
Impact of Commission Plan on Employers Who Do Not Provide Health Insurance...........
Impact of Commission Plan on Individual Health Insurance Expenditures.........
Impact of Commission Plan on Federal Expenditures....

62

62

63

66

67

67

68

68

69

2-10

2-11

Coverage Under Public and Job-Based Private Health Insurance, Alternative Tax Rates..........
Impact of Commission Plan on Health Care Expenditures by Type of Service for
Noninstitutionalized People.........

70

2-12

Impact of Proposal to Expand Protection for the Low-Income Elderly Population, 1990.........

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3 WHY DO WE NEED LONG-TERM CARE REFORM?

3-1 National Long-Term Care Expenditures, by Source, 1988

4 BLUEPRINT FOR LONG-TERM CARE COVERAGE FOR ALL AMERICANS

93

4-1

Beneficiaries and Net Federal Costs of Commission Long-Term Care Recommendations, by
Age Group and Type of Service.....

130

4-2

Phase-In Schedule and Cost of Commission Long-Term Care Plan.......

131

4-3

Coverage for Elderly Nursing Home Entrants with Long Stays Under Commission Plan..........

132

Chapter

LIST OF FIGURES

1 WHY DO WE NEED HEALTH CARE REFORM?

Page

1-1

Distribution of Nonelderly Uninsured, by Age, 1987.

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1-2 Percentage of Nonelderly People Without Insurance, by Age, 1987.............

23

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1-4

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1-7

Distribution of Nonelderly Uninsured, by Family Income as a Percentage of Poverty, 1987 ....
Work Force Connections of the Uninsured and Their Dependents, 1987
Trends in the Uninsured Population and Unemployment Rates (In Percent)
Percentage of Firms with Health Insurance Plans, by Firm Size, 1986............
Uninsured Workers, by Firm Size, 1987.................

23

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25

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Average Reported Physician Contacts, by Income and Insurance, 1986........

1-10 Average Reported Hospital Inpatient Days, by Income and Insurance Status, 1986.........

2 BLUEPRINT FOR HEALTH CARE REFORM

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2-2

2-3

Public-Private Split of New Worker Coverage Under Commission Plan.

Distribution of the General Population and the Elderly Population, by Income Relative to
Poverty Level, 1988.........

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Medigap Loss Ratios for Individual Policies Offered by Selected Commercial Insurers, 1988... 82

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People Needing Long-Term Care, Including the Severely Disabled, by Age....
Residence of People Needing Long-Term Care.........

3-3

Residence of the Severely Disabled ..............

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3-4

People Needing Long-Term Care and Expenditures for Long-Term Care, by Place
of Residence........

3-5

Sources of Payment for Nursing Home Care, 1988..........

3-6

3-7

Source of Home Care Services for the Severely Disabled Elderly Population, 1989 ............
Informal Caregivers of Disabled Elderly in the Community, 1984.

3-8

Distribution of Out-of-Pocket Health and Long-Term Care Costs for Elderly with More
Than $3,000 in Direct Expenditures, 1985.

3-9

Number of Elderly Needing Long-Term Care, 1990 and 2030 .............

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4 BLUEPRINT FOR LONG-TERM CARE COVERAGE FOR ALL AMERICANS

4-1

How Commission Plan Benefits Elderly Nursing Home Entrants, Compared with Current
Law......

131

4-2

Number of Beneficiaries of Commission Long-Term Care Plan, by Income Relative to
Federal Poverty Level .....

132

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