Chapter LIST OF TABLES 1 WHY DO WE NEED HEALTH CARE REFORM? 1-1 1-2 1-3 Nonelderly Uninsured Persons, by Age, Sex, and Race/Ethnicity, 1987......... 1-4 Examples of Industries Ineligible for Health Insurance Under Selected Insurer Plans ........... 2 BLUEPRINT FOR HEALTH CARE REFORM 2-1 2-2 2-3 2-4 2-5 2-6 2-7 2-8 2-9 Percentage of Firms Paying More Than 80 Percent of Employee Health Premiums.. 62 62 63 66 67 67 68 68 69 2-10 2-11 Coverage Under Public and Job-Based Private Health Insurance, Alternative Tax Rates.......... 70 2-12 Impact of Proposal to Expand Protection for the Low-Income Elderly Population, 1990......... 3 WHY DO WE NEED LONG-TERM CARE REFORM? 3-1 National Long-Term Care Expenditures, by Source, 1988 4 BLUEPRINT FOR LONG-TERM CARE COVERAGE FOR ALL AMERICANS 93 4-1 Beneficiaries and Net Federal Costs of Commission Long-Term Care Recommendations, by 130 4-2 Phase-In Schedule and Cost of Commission Long-Term Care Plan....... 131 4-3 Coverage for Elderly Nursing Home Entrants with Long Stays Under Commission Plan.......... 132 Chapter LIST OF FIGURES 1 WHY DO WE NEED HEALTH CARE REFORM? Page 1-1 Distribution of Nonelderly Uninsured, by Age, 1987. 1-2 Percentage of Nonelderly People Without Insurance, by Age, 1987............. 23 1-3 1-4 1-5 1-6 1-7 Distribution of Nonelderly Uninsured, by Family Income as a Percentage of Poverty, 1987 .... 23 24 24 25 25 Average Reported Physician Contacts, by Income and Insurance, 1986........ 1-10 Average Reported Hospital Inpatient Days, by Income and Insurance Status, 1986......... 2 BLUEPRINT FOR HEALTH CARE REFORM 2-1 2-2 2-3 Public-Private Split of New Worker Coverage Under Commission Plan. Distribution of the General Population and the Elderly Population, by Income Relative to Medigap Loss Ratios for Individual Policies Offered by Selected Commercial Insurers, 1988... 82 People Needing Long-Term Care, Including the Severely Disabled, by Age.... 3-3 Residence of the Severely Disabled .............. 3-4 People Needing Long-Term Care and Expenditures for Long-Term Care, by Place 3-5 Sources of Payment for Nursing Home Care, 1988.......... 3-6 3-7 Source of Home Care Services for the Severely Disabled Elderly Population, 1989 ............ 3-8 Distribution of Out-of-Pocket Health and Long-Term Care Costs for Elderly with More 3-9 Number of Elderly Needing Long-Term Care, 1990 and 2030 ............. 4 BLUEPRINT FOR LONG-TERM CARE COVERAGE FOR ALL AMERICANS 4-1 How Commission Plan Benefits Elderly Nursing Home Entrants, Compared with Current 131 4-2 Number of Beneficiaries of Commission Long-Term Care Plan, by Income Relative to 132 |