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Board means the Board of Regents of the National Library of Medicine established by section 466 of the Act (42 U.S.C. 286a).

Geographic area means an area that forms an academically and professionally integrated egion. Factors considered are location and extent of communication facilities and systems, presence and distribution of educational and medical and health facilities and programs and other activities which, in the Secretary's opinion, justify the establishment and operation of a regional medical library.

Modify and increase means the use of Federal funds or materials to supplement rather than supplant non-Federal funds available for library resources and services.

Project period—See $59a.15(b).

Secretary means the Secretary of Health and Human Services and any other official of the Department of Health and Human Services to whom the authority involved is delegated. 8 59a.13 Who is eligible for a grant?

Except as otherwise prohibited by law, any public or private nonprofit organization which is authorized and qualified to operate a medical library is eligible for a grant under this subpart. $ 59a.14 How to apply.

In addition to any other pertinent information which the Secretary may require, the applicant shall submit a grant application containing detailed description of a program to provide health-sciences informational services for the geographic area in which it is located. The description shall include:

(a) The need for services;

(b) The adequacy of the applicant's existing or proposed facilities and resources to attain the purposes stated in the application;

(c) The size and nature of the population to be served;

(d) The region to be served;

(e) Cooperative arrangements in effect, or proposed, with other qualified organizations; and

(f) The justification for the funds requested. (Approved by the Office of Management and Budget under control number 0925–0276)

$59a.15 Awards.

(a) General. The Secretary, with the advice of the Board in each case, shall award grants to those applicants whose arrangements and proposed services will, in the Secretary's judgment, have the greatest potential for fulfilling the need for a regional medical library. The Secretary, in determining the priority assigned an applicant, must consider:

(1) The adequacy of the applicant's library in terms of collections, personnel, equipment, and other facilities; and

(2) The size and nature of the population to be served in the applicant's region.

(b) Project period. (1) The notice of grant award specifies how long the Secretary intends to support the project without requiring the project to recompete for funds. This period, called the project period, will usually be for one to five years.

(2) Generally, the grant will initially be for one year and subsequent continuation awards will also be for one year at a time. A grantee must submit a separate application to have the support continued for each subsequent year. Decisions regarding continuation awards and the funding level of these awards will be made after consideration of such factors as the grantee's progress and management practices, and the availability of funds. In all cases, continuation awards require a determination by the Secretary that continued funding is in the best interest of the Federal Government.

(3) Neither the approval of any application nor the award of any grant commits or obligates the Federal Government in any way to make any additional, supplemental, continuation, or other award for any approved application or portion of an approved application.

$59a.16 What other conditions apply?

Although the Secretary may approve exceptions which are consistent with program purposes, in addition to other terms, conditions, and assurances required by law, each grantee must meet the following requirements:

(a) Use of funds. Any funds granted under this subpart shall be expended procurement) and requirements for drug

free workplace (grants) 45 CFR part 80—Nondiscrimination under

programs receiving Federal assistance through the Department of Health and Human Services effectuation of title VI

of the Civil Rights Act of 1964 45 CFR part 81—Practice and procedure for

hearings under part 80 of this title 45 CFR part 84—Nondiscrimination on the

basis of handicap in programs and activities receiving or benefiting from Federal

financial assistance 45 CFR part 86—Nondiscrimination on the

basis of sex in education programs and activities receiving or benefiting from

Federal financial assistance 45 CFR part 91-Nondiscrimination on the

basis of age in HHS programs or activities receiving Federal financial assist

ance

solely for the purpose for which the funds were granted in accordance with the approved application and budget, the regulations of this subpart, the terms and conditions of the award, and the applicable cost principles in subpart Q of 45 CFR part 74.

(b) Library resources—(1) Provision of services. The grantee shall modify and increase its library resources to provide supportive services to other health-sciences informational activities.

(2) Access to and fees for services. The grantee shall provide free loan services to qualified users or, in lieu of loans, make available photoduplicated or facsimile copies of biomedical materials which qualified requesters may retain. Reasonable fees may be charged for copies or other services (other than free loan services) provided by a grantee under this subpart: Provided, That equal access to the health-information resources of the region or of the national network is assured. These fees shall be designed to recover expenses. The grantee's access policies shall determine the qualifications of individuals or organizations for access to the services provided under the grant, so long as those policies are consistent with the mandatory service undertakings of the program. The Secretary may review the grantee's access policies to assure compliance with this requirement. (Approved by the Office of Management and Budget under control number 0925–0276)

45 CFR part 92—Uniform administrative re

quirements for grants and cooperative agreements to state and local governments

PART 60—HEALTH EDUCATION ASSISTANCE LOAN PROGRAM

Subpart A-General Program Description

Sec. 60.1 What is the HEAL program?

Subpart BThe Borrower

60.5 Who is an eligible student borrower? 60.6 Who is an eligible nonstudent bor

rower? 60.7 The loan application process. 60.8 What are the borrower's major rights

and responsibilities?

59a.17 Other HHS regulations that

apply. Several other regulations apply to grants under this subpart. These include, but are not necessarily limited to: 42 CFR part 50, subpart A-Responsibilities

of PHS awardee and applicant institutions for dealing with and reporting pos

sible misconduct in science 42 CFR part 50, subpart D-Public Health

Service grant appeals procedure 45 CFR parts 6 and & Inventions and patents 45 CFR part 16 Procedures of the Depart

mental Grant Appeals Board 45 CFR part 74—Administration of grants 45 CFR part 75—Informal grant appeals pro

cedures 45 CFR part 76, subparts A-F-Government

wide debarment and suspension (non

Subpart C-The Loan 60.10 How much can be borrowed? 60.11 Terms of repayment. 60.12 Deferment. 60.13 Interest. 60.14 The insurance premium. 60.15 Other charges to the borrower. 60.16 Power of attorney. 60.17 Security and endorsement. 60.18 Consolidation of HEAL loans. 60.19 Forms. 60.20 The Secretary's collection efforts after

payment of a default claim. 60.21 Refunds.

Subpart DThe Lender and Holder 60.30 Which organizations are eligible to

apply to be HEAL lenders and holders? 60.31 The application to be a HEAL lender

or holder. 60.32 The HEAL lender or holder insurance

contract.

or

60.33 Making a HEAL loan.

row money to pay for their educational 60.34 HEAL loan account servicing.

costs. In addition, certain nonstudents 60.35 HEAL loan collection.

(such as doctors serving as interns or 60.36 Consequence of using an agent.

residents) can borrow in order to pay 60.37 Forbearance. 60.38 Assignment of a HEAL loan.

the current interest charges accruing 60.39 Death and disability claims.

on earlier HEAL loans. By taking a 60.40 Procedures for filing claims.

HEAL loan, the borrower is obligated 60.41 Determination of amount of loss on to repay the lender or holder the full claims.

amount of the money borrowed, plus 60.42 Records, reports, inspection, and audit

all interest which accrues on the loan. requirements for HEAL lenders and hold

(b) HEAL loans may be made by ers. 60.43 Limitation, suspension, or termi

schools, banks, credit unions, State nation of the eligibility of a HEAL lender

agencies, and other institutions eligior holder.

ble as lenders under $60.30. HEAL

school eligibility is described in $60.50. Subpart The School

(c) The Secretary insures each lender

or holder for the losses of principal and 60.50 Which schools are eligible to be HEAL

interest it may incur in the event that schools? 60.51 The student loan application.

a borrower dies; becomes totally and 60.52 The student's loan check.

permanently disabled; files for bank60.53 Notification to lender or holder of ruptcy under chapter 11 or 13 of the change in enrollment status.

Bankruptcy Act; files for bankruptcy 60.54 Payment of refunds by schools.

under chapter 7 of the Bankruptcy Act 60.55 Administrative and fiscal procedures.

and files a compliant to determine the 60.56 Records.

dischargeability of the HEAL loan; or 60.57 Reports.

defaults on his or her loan. In these in60.58 Federal access to school records. 60.59 Records and federal access after a

stances, if the lender or holder has school is no longer a HEAL school.

complied with all HEAL statutes and 60.60 Limitation, suspension, termi- regulations, and with the lender's or

nation of the eligibility of a HEAL holder's insurance contract, and the school.

Secretary pays the amount of the loss 60.61 Responsibilities of a HEAL school.

to the lender or holder, the borrower's AUTHORITY: Sec. 215, of the Public Health loan is then assigned to the Secretary. Service Act, 58 Stat. 690, as amended, 63 Only at that time, the United States Stat. 35 (42 U.S.C. 216); secs. 727–739A of the Government becomes the borrower's diPublic Health Service Act, 90 Stat. 2243, as rect creditor and will actively pursue amended, 93 Stat. 582, 99 Stat. 529,532, 102

the borrower for repayment of the Stat. 3122–3125 (42 U.S.C. 294–2941-1); renum

debt, including reporting the borbered as secs. 701-720, as amended by 106 Stat. 1994–2011 (42 U.S.C. 292-292p).

rower's default on the loan to con

sumer credit reporting agencies or to SOURCE: 48 FR 38988, Aug. 26, 1983, unless

the Internal Revenue Service for purotherwise noted.

poses of locating such taxpayer or for

income tax refund offset, and referral Subpart A-General Program

to the Department of Justice for litigaDescription

tion.

(d) Any person who knowingly makes 860.1 What is the HEAL program?

a false statement or misrepresentation (a) The Health Education Assistance in a HEAL loan transaction, bribes or Loan (HEAL) program is a program of attempts to bribe a Federal official, Federal insurance of educational loans fraudulently obtains a HEAL loan, or to graduate students in the fields of commits any other illegal action in medicine, osteopathic medicine, den- connection with a HEAL loan is subtistry, veterinary medicine, optometry ject to possible fine and imprisonment podiatric medicine, pharmacy, public under Federal statute. health, chiropractic, health adminis- (e) Calculating time periods. In counttration and clinical psychology. The ing the number of days allowed to combasic purpose of the program is to en- ply with any provisions of these regulacourage lenders to make loans to stu- tions, Saturdays, Sundays, and holidents in these fields who desire to bor- days are to be included. However, if a

due date falls on a Saturday, Sunday, or Federal holiday, the due date is the next Federal work day. [48 FR 38988, Aug. 26, 1983, as amended at 52 FR 745, Jan. 8, 1987; 56 FR 42700, Aug. 29, 1991; 57 FR 28793, June 29, 1992)

Subpart B-The Borrower

or

8 60.5 Who is an eligible student bor.

rower? To receive a HEAL loan, a student must satisfy the following requirements:

(a) He or she must be a citizen, national, or lawful permanent resident of the United States, permanent resident of the Trust Territory of the Pacific Islands (the Republic of Palau), the Republic of the Marshall Islands, the Federated States of Micronesia, the Commonwealth of the Northern Mariana Islands, or American Samoa, or lawful permanent resident of the Commonwealth of Puerto Rico, the Virgin Islands or Guam;

(b) He or she must be enrolled or accepted for enrollment at a HEAL school in a course of study that leads to one of the following degrees: Doctor of Medicine Doctor of Osteopathic Medicine Doctor of Dentistry or equivalent degree Doctor of Veterinary Medicine or equivalent

degree Doctor of Optometry or equivalent degree Doctor of Podiatric Medicine or equivalent

degree Bachelor or Master of Science in Pharmacy

or equivalent degree Graduate or equivalent degree in Public

Health Doctor of Chiropractic or equivalent degree Doctoral degree in Clinical Psychology Masters or doctoral degree in Health Administration

(c) He or she must be carrying or plan to carry, during the period for which the loan is intended, the normal work load of a full-time student, as determined by the school. The student's work load may include any combination of courses, work experience, research or special studies that the school considers sufficient to classify the student as full time.

(d) If currently enrolled in school, he or she must be in good standing, as determined by the school.

(e)(1) In the case of a pharmacy student, he or she must have satisfactorily completed 3 years of training toward the pharmacy degree. These 3 years of training may have been taken at the pharmacy school or at a different school whose credits are accepted on transfer by the pharmacy school.

(2) The Doctor of Pharmacy degree is considered to be an equivalent degree if it is taken in a school that does not require the Bachelor Master of Science in pharmacy as a prerequisite for the Doctor of Pharmacy degree.

(f) In the case of a medical, dental or osteopathic student enrolled in a 6year program that the student may enter directly from secondary school, the student must be enrolled in the last 4 years of the program.

(g) He or she must agree that all funds received under the proposed loan will be used solely for tuition, other reasonable educational expenses, including fees, books, supplies and equipment, and laboratory expenses, reasonable living expenses, reasonable transportation costs (only to the extent that they are directly related to the borrower's education), and the HEAL insurance premium.

(h) He or she must require the loan to pursue the course of study at the school. This determination of the maximum amount of the loan will be made by the school, applying the considerations in $60.51(f).

(i) If required under section 3 of the Military Selective Service Act to present himself for and submit to registration under such section, he must have presented himself and submitted to registration under such section. (48 FR 38988, Aug. 26, 1983, as amended at 51 FR 30644, Aug. 28, 1986; 52 FR 745, Jan. 8. 1987; 57 FR 28793, June 29, 1992)

$ 60.6 Who is an eligible nonstudent

borrower? To receive a HEAL loan, a person who is not a student must satisfy all of the following requirements:

(a) He or she must have received a HEAL loan prior to August 13, 1981, for which he or she is required to make payments of interest, but not principal, during the period for which the new loan is intended. This may be the grace

on

period or a period of internship, residency or deferment.

(b) He or she must continue to meet the citizenship, nationality, or residency qualifications required of student borrowers.

(c) He or she must agree that all funds received under the proposed loan will be used solely for payment of currently accruing interest HEAL loans and the HEAL insurance premium.

(d) If required under section 3 of the Military Selective Service Act to present himself for and submit to registration under such section, he must have presented himself and submitted to registration under such section. [48 FR 38988, Aug. 26, 1983, as amended at 51 FR 30644, Aug. 28, 1986) 860.7 The loan application process.

(a)(1)(i) A student seeking a HEAL loan applies to a participating lender for a HEAL loan by submitting an application form supplied by the school.

(ii) The applicant must fill out the applicant sections of the form completely and accurately.

(2) The student applicant must be informed of the Federal debt collection policies and procedures in accordance with the Department's Claims Collection Regulation (45 CFR part 30) prior to the student receiving the loan. The applicant must sign a certification statement attesting that the applicant has been notified of the actions the Federal Government can take in the event that the applicant fails to meet the scheduled payments. This signed statement must be maintained by the school and the lender or holder as part of the borrower's official record.

(3) A student applicant must have his or her school complete a portion of the application providing information relating to:

(i) The applicant's eligibility for the loan.

(ii) The cost of his or her educati and

(iii) The total financial resources that are actually available to the applicant for his or her costs of education for the period covered by the proposed HEAL loan, as determined in accordance with $60.51(f), and other student aid that the applicant has received or

will receive for the period covered by the proposed HEAL loan.

(4) The student applicant must certify on the application that the information provided reflects the applicant's total financial resources actually available for his or her costs of education for the period covered by the proposed HEAL loan and the applicant's total indebtedness, and that the applicant has no other financial resources that are available to the applicant or that the applicant will receive for the period covered by the proposed HEAL loan.

(5) A student applicant must certify on the application that if required under section 3 of the Military Selective Service Act to present himself for and submit to registration under such section, he has presented himself and submitted to registration under such section.

(b) The applicant pursuing a fulltime course of study at an institution of higher education that is a “participating school” in the Guaranteed Student Loan Program but is not pursuing a course of study listed in $60.5(b), applies for a HEAL loan as a nonstudent under paragraph (c) of this section.

(c)(1)(i) A nonstudent seeking a HEAL loan applies to a participating lender for a HEAL loan by submitting an application form supplied by the lender.

(ii) The applicant must fill out the applicant sections of the form completely and accurately.

(2) The nonstudent applicant must be informed of the Federal debt collection policies and procedures in accordance with the Department's Claims Collection Regulation (45 CFR part 30) prior to the nonstudent receiving the loan. The applicant must sign a certification statement attesting that the applicant has been notified of the actions the Federal Government can take in the event that the applicant fails to meet the scheduled payments. This signed statement will be maintained by the lender or holder as part of the borrower's official record.

(3) A nonstudent applicant must have his or her employer or institution, whichever is relevant, certify on the application that the applicant is:

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