...home use. But the inherent 19 desirability of some home care services—such as homemaker and chore services— means that their use is likely to increase substantially if covered by public insurance. Moreover, the principal effect of public (or private) insurance is to reduce the...

...1991). Moreover, the inherent desirability of low-skill home care services, such as homemaker and chore services, means that their use is likely to increase substantially if covered by insurance. In order to minimize insurers' potential risk, home care benefits tend to be skilled-care oriented, to...

...1991). Moreover, the inherent desirability of low-skill home care services, such as homemaker and chore services, means that their use is likely to increase substantially if covered by insurance. In order to minimize insurers potential risk, home care benefits tend to be skilledcare oriented, to have...