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SPECIAL COMMITTEE ON AGING.

UNITED STATES SENATE

EIGHTY-EIGHTH CONGRESS

SECOND SESSION

PART 3

WASHINGTON, D.C.-APRIL 29, 1964

Printed for the use of the Special Committee on Aging

64-42017

33-420

U.S. GOVERNMENT PRINTING OFFICE

WASHINGTON: 1964

For sale by the Superintendent of Documents, U.S. Government Printing Office
Washington, D.C., 20402 - Price 20 cents

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NOTE.-Three hearings on Blue Cross and other health insurance were held as follows:

Part 1-Washington, D.C., Apr. 27, 1964.

Part 2-Washington, D.C., Apr. 28, 1964.

Part 3-Washington, D.C., Apr. 29, 1964.

Part 4A-Appendix.

Part 4B-Appendix.

II

BLUE CROSS AND OTHER PRIVATE HEALTH

INSURANCE FOR THE ELDERLY

WEDNESDAY, APRIL 29, 1964

U.S. SENATE,

SUBCOMMITTEE ON HEALTH OF THE ELDERLY

OF THE SPECIAL COMMITTEE ON AGING,
Washington, D.C.

The subcommittee met at 10:15 a.m., in room 4232, New Senate Office Building, Senator Pat McNamara (chairman of the subcommittee) presiding.

Present: Senators McNamara, Williams, Moss, Neuberger, and Fong.

Also present: Jay B. Constantine and Frank C. Frantz, professional staff members; Patrica Slinkard, chief clerk; Toby Berkman, research assistant; and John Guy Miller, staff director.

Senator MCNAMARA. The hearing will be in order.

The first witness this morning is Dr. Edwin F. Daily, vice president and medical director, Health Insurance Plan of New York, representing the Group Health Association of America.

Doctor, will you identify your colleagues for the record?

STATEMENT OF EDWIN F. DAILY, M.D., GROUP HEALTH ASSOCIATION OF AMERICA, INC.; ACCOMPANIED BY DR. W. P. DEARING, EXECUTIVE DIRECTOR, GROUP HEALTH ASSOCIATION OF AMERICA, INC.; LOUIS L. FELDMAN, CONSULTANT, GROUP HEALTH ASSOCIATION OF AMERICA, INC., AND UNDERWRITER, HEALTH INSURANCE PLAN OF GREATER NEW YORK

Dr. DAILY. On my left, Dr. W. Dearing, executive director of the Group Health Association of America; on my right, Mr. Louis L. Feldman, underwriter for Health Insurance Plan in New York.

Senator MCNAMARA. You may proceed in your own way, Doctor. Dr. DAILY. Thank you, Senator. I am very pleased to be here. From the reports of your hearings I have been reading, I gather that the over 65's find themselves in what might well be called a state of medical poverty. The testimony seems to indicate that medical and hospital care are available to the oldsters, but the vast majority of them can afford to buy or insure themselves for only small pieces of it, if any.

The two organizations I represent here today, Group Health Association, GHAA, and HIP, are both dedicated to the provision of prepaid comprehensive medical care through group practice.

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