A Call for Action: Executive Summary

able action adequate affordable allow Americans ance assessment assets assistance assurance become benefits build burden caregivers choice Commission believes Commission recognizes Commission recommends Commission's continue contribute costs cover delivery Dependents develop effective efficient efforts elderly eligibility employers ensure estimates expenses extend face families federal federal government Figure financing firms five groups growing half health care coverage health care system health insurance income increase individuals job-based limited live majority Medicaid Medicare million months nation's need long-term nursing home nursing home care payment Pepper percent persons policies poor population poverty prevent private insurance problems protection public program purchase rates reach receive reform relatives responsibility risk savings secure severely disabled share shifting social SOURCE spending standards stays step strategy substantial term tion uninsured universal coverage workers