the residences not less than 5 years and to make repairs and improvements required to meet health and safety standards within certain time limits. Under a demonstration multifamily homesteading program, HUD transfers properties to local governments for conversion or rehabilitation to use primarily as housing for lower income families. Urban renewal-Elimination and prevention of the development or spread of slums and blight, including slum clearance and redevelopment, or rehabilitation and conservation, assisted by HUD advances, loans, and grants under title I of the Housing Act of 1949. Program was terminated under the provisions of title I of the Housing and Community Development Act of 1974. Usury laws-Laws limiting the maximum rate of interest that may be charged on a loan. Vacancy rate-In reference to dwelling units, the percentage of the total dwelling units in an area that are vacant and available for residence. Variable interest rate-A means by which a lender is permitted to adjust the interest rate on a loan to reflect changes in the prime rate-usually within a prescribed range and with advanced notice. Very low-income family-Generally, a family whose income does not exceed 50 percent of the median family income of the area involved. Voucher program-A program of rental assistance under section 8(0) of the United States Housing Act of 1937. Assistance payments are provided for an eligible family based on the difference between the payment standard established by the Secretary for the area involved and 30 percent of the family's monthly adjusted income. The tenant contribution is the difference between the rent negotiated by the family and the amount of the monthly assistance payment. 2701-2712........... 2801-2810.. 2901-2906....................... 3601-3620......... 3701-3717. 4101-4125........ 15 USC.............. 1701-1720........ 3601-3616............. 42 USC.............. 1401-1440............ 1441-1469c. 1471-1490q.......... 1491-1497...... 1500-1500e. 1501-1594f. 2414... 3301-3374. 3531-3545..... 3601-3631........... 4501-4527.......... 4801-4846............................ 5301-5320....... 5401-5426..... RESPA Emergency Mortgage Relief Multif. Mort. Foreclosure Interstate Land Sales Condo & Coop Abuse Relief Flood Insurance Demonstration Cities Dept HUD Fair Housing National Urban Policy New Communities Lead-Based Paint Community Development Manufactured Home Standards 84-043 0 92/- 41 11901-11925............... Anti-Drug Abuse 12701-12711............... Housing Goals & Strategy 12712............ 12713........ 12714........ Energy Efficiency Plan Rent Increases 12721-12839............... Affordable Housing Invest ment (HOME) 12851-12859................ National Homeownership 12871-12898............... Multifamily & Single Family 12901-12912............... AIDS Housing |