HEARING BEFORE THE SUBCOMMITTEE ON POLICY RESEARCH AND INSURANCE OF THE COMMITTEE ON BANKING, FINANCE AND HOUSE OF REPRESENTATIVES ONE HUNDRED FIRST CONGRESS SECOND SESSION FEBRUARY 7, 1990 Printed for the use of the Committee on Banking, Finance and Urban Affairs Serial No. 101-74 26-616 U.S. GOVERNMENT PRINTING OFFICE WASHINGTON 1990 For sale by the Superintendent of Documents, Congressional Sales Office HOUSE COMMITTEE ON BANKING, FINANCE AND URBAN AFFAIRS HENRY B. GONZALEZ, Texas, Chairman FRANK ANNUNZIO, Illinois WALTER E. FAUNTROY, District of Columbia STEPHEN L. NEAL, North Carolina CARROLL HUBBARD, Jr., Kentucky BEN ERDREICH, Alabama THOMAS R. CARPER, Delaware ESTEBAN EDWARD TORRES, California BILL NELSON, Florida PAUL E KANJORSKI Pennsylvania ELIZABETH J. PATTERSON, South Carolina C. THOMAS MCMILLEN, Maryland DAVID E PRICE, North Carolina NANCY PELOSI, California RICHARD E NEAL, Massachusetts CHALMERS P. WYLIE, Ohio JIM LEACH, Iowa NORMAN D. SHUMWAY, California STAN PARRIS, Virginia BILL MCCOLLUM, Florida MARGE ROUKEMA, New Jersey DOUG BEREUTER, Nebraska DAVID DREIER, California JOHN HILER, Indiana THOMAS J. RIDGE, Pennsylvania STEVE BARTLETT, Texas TOBY ROTH, Wisconsin ALFRED A. (AL) MCCANDLESS, California JIM SAXTON, New Jersey PATRICIA F. SAIKI, Hawaii JIM BUNNING, Kentucky RICHARD H. BAKER, Louisiana CLIFF STEARNS, Florida PAUL E. GILLMOR, Ohio BILL PAXON, New York HEARING BEFORE THE SUBCOMMITTEE ON POLICY RESEARCH AND INSURANCE OF THE COMMITTEE ON BANKING, FINANCE AND HOUSE OF REPRESENTATIVES ONE HUNDRED FIRST CONGRESS SECOND SESSION FEBRUARY 7, 1990 Printed for the use of the Committee on Banking, Finance and Urban Affairs Serial No. 101-74 26-616 U.S. GOVERNMENT PRINTING OFFICE WASHINGTON: 1990 For sale by the Superintendent of Documents, Congressional Sales Office |