...analysis of Current Population Survey data. March 1988. Almost 9 million children are uninsured — more than one- quarter of all those without public or private...Insurance practices that make it hard for small employers to obtain coverage are the byproduct of today's competitive market. So long as any insurer engages...

...analysis of Current Population Survey data March 1988. Almost 9 million children are uninsured — more than one- quarter of all those without public or private...Insurance practices that make it hard for small employers to obtain coverage are the byproduct of today's competitive market. So long as any insurer engages...

...avoid rather than share risks, the premiums they charge have become exorbitant. Small firms generally must pay more for insurance than large firms because...whom to spread administrative costs and any losses due to extraordinary illness or injury. They are often forced to exclude certain employees or conditions,...