...believe that inflation adjustments should adequately protect consumers against inflation. 6. Refunds. Policyholders who drop their policy, perhaps to buy a better policy, are out of luck. We believe that policies should provide policyholders with a refund (equivalent to cash...

...typical company policy of not providing a refund in the event the policyholder discontinues the policy.10 Policyholders who drop their policy, perhaps to buy...be eligible for some sort of compensation (eg . a cash refund or a reduced benefit) , since early year premiums are used to subsidize later year risks....

...typical company policy of not providing a refund in the event the policyholder discontinues the policy.10 Policyholders who drop their policy, perhaps to buy...be eligible for some sort of compensation (eg . a cash refund or a reduced benefit) , since early year premiums are used to subsidize later year risks....

...typical company policy of not providing a refund in the event the policyholder discontinues the policy.*8 Policyholders who drop their policy, perhaps to buy a better policy, are typically oat of lack. We believe that policyholder* who drop their policy after a certain amount of years of...

...inflation adjustments should adequately protect consumers against inflation. 6. Nonforfeiture Values. Policyholders who drop their policy, perhaps to buy a better policy, are out of luck. We believe that policies should provide policyholders with compensation te.g. . a refund...

...of not providing a refund in the event the policy holder discontinues the policy.10 Policy holders who drop their policy, perhaps to buy a better policy,...should be eligible for some sort of compensation (eg, a cash refund or a reduced benefit), since early year premiums are used to subsidize later year risks....

...policy of not providing a refund in the event the policyholder discontinues the policy.10 Policy holders who drop their policy, perhaps to buy a better policy, are typically out of luck. We believe that policy holders who drop their policy after a certain amount of years of paying premiums should be eligible...

...provision of some refund or benefits in the event of lapsation is referred to as "nonforfeiture value.") Policyholders who drop their policy, perhaps to buy a better policy, are typically out of luck. While most people who are considering buying a policy probably believe that they are unlikely to let...

...policy before they need long-term care, and most of the policies provide no refund to these people. Policyholders who drop their policy, perhaps to buy a better policy, are typically out-of-pocket tens of thousands of dollars. Consumers Union supports requiring all policies to include...

...policies before they need long-term care, and most of the policies provide no refund to these people. Policyholders who drop their policy, perhaps to buy a better policy, are typically out-of-pocket tens of thousands of dollars. Consumers Union supports requiring all policies to include...