State Usury Ceilings: Hearings Before the Subcommittee on Financial Institutions, Supervision, Regulation and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, Ninety-sixth Congress, First Session, on H.R. 2515 ... April 3 and 5, 1979U.S. Government Printing Office, 1979 - 269 pages |
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Common terms and phrases
agricultural loans amendment Arkansas banks Arkansas constitution Arkansas General Assembly Arkansas usury average basis certain business Bethune borrowers Bowen business and agricultural CD's Chairman ST GERMAIN charge commercial banks Committee on Banking competitive CONGRESS THE LIBRARY constitutional convention constitutions or statutes consumer finance deposits discount rate economic effect exempt Fannie Mae Farm Credit federally chartered FINANCIAL INSTITUTIONS SUPERVISION flow HEIMANN impact institutions in Arkansas interest rate limitation interest rates investment Jim Guy Tucker legislation legislature lenders lending institutions Little Rock banks loan associations market rates MILLER million money market Mortgage Bankers Association mortgage loans national banks North Little Rock notwithstanding interest limitations percent period Pine Bluff problem Public Law Q-III Q-IV Quarterly RAMSAY REGULATION AND INSURANCE savings and loan seasonally adjusted small business State's statement SUBCOMMITTEE ON FINANCIAL Texarkana Thank unemployment rate United Urban Affairs usury ceiling usury laws usury limit usury rates usury statute WYLIE
Popular passages
Page 194 - The taking, receiving, reserving or charging a rate of interest greater than is allowed by the preceding section, when knowingly done, shall be deemed a forfeiture of the entire interest which the note, bill or other evidence of debt carries with it, or which has been agreed to be paid thereon.
Page 73 - The loan documents may provide for the interest rate or rates to vary from time to time during the repayment period of the loan, in accordance with the rate or rates currently being charged by the bank.
Page 126 - I welcome this opportunity to present the views of the Office of the Comptroller of the Currency on S.1347, "The Depository Institutions Deregulation Act of 1979.
Page 3 - Nevada as wilderness, and for other purposes. l Be it enacted by the Senate and House of Representa2 lives of the United States of America in Congress assembled, 3 SECTION 1. SHORT TITLE. 4 This Act may be cited as the "Nevada Wilderness 5 Protection Act of l987".
Page 190 - District where the bank is located, or at a rate of 1 per centum in excess of the discount rate on ninety-day commercial paper in effect at the Federal reserve bank in the Federal reserve district...
Page 193 - ... by subsection (a), when knowingly done, shall be deemed a forfeiture of the entire interest which the note, bill, or other evidence of debt carries with it, or which has been agreed to be paid thereon. If such greater rate of interest has been...
Page 194 - ... carries with it, or which has been agreed to be paid thereon. If such greater rate of interest has been paid, the person who paid it may recover in a civil action commenced in a court of appropriate jurisdiction not later than two years after the date of such payment, an amount equal to twice the amount of the interest paid from such State bank or such insured branch of a foreign bank taking, receiving, reserving, or charging such interest.
Page 99 - State constitution or statute, at a rate of not more than 5 percent in excess of the discount rate on 90-day commercial paper in effect at the Federal Reserve bank in the Federal Reserve district where the financial institution is located.
Page 193 - ... at a rate of not more than 1 per centum in excess of the discount rate on ninety-day commercial paper in effect at the Federal Reserve bank in the Federal Reserve district where...
Page 6 - ... or other evidence of debt carries with it, or which has been agreed to be paid thereon. If such greater rate of interest has been paid, the person who paid it may recover, in...