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AGGREGATE Of resources and liabilities of the State banks in the city of New York, as shoron by the reports of their condition on the several dates

named below.

RESOURCES.

Statement Statement Statement Statement
of condition of condition of condition of condition
Dec. 23, 1876. March 31,1877 June 23, 1877. Sept.22, 1877.

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Loans and discounts less due from directors......
Due from directors........
Overdratts.
Due from trust companies, State, national and private banks and brokers.
Real estate...
Specie.
Bonds and mortgages .........
Stocks.
United States legal tender notes and circulating notes of national banks..
Cash items...
Loss and expense account..
Assets not included in either of the above heads..

Add for cents....

$39,054, 198 1, 204, 418

15, 620
3, 427, 714
1,616, 144
2, 469, 624

87, 973
3,911,782
5, 810, 440
7,631, 416
654, 352
62,702

72

$40,074,364
1,011,872

17,821
3, 178, 666
1,616, 848
1,665.931

86, 318
3,624, 137
5,960, 926
3,890, 211
320, 841
27, 281

65

$37, 169, 733
1,005, 192

12,768
2,992, 851
1,614,266
1,722, 632

88,168
4, 601, 752
9,739, 600
7, 159, 788
394, 467
49, 121

72

$34,723, 147 1,106, 200

9, 654
2,782, 207
• 1,592, 847
2,029, 160

86,603
4,558, 431
6, 235, 950
8,761,999

265,989
21, 947

70

Total resources.....

$66,006, 447

$61, 475, 281

$66, 550, 470

$62, 174, 204

LIABILITIES,
Capital....
Surplus fund.
Undivided profits.
Circulation.
Due depositors on demand..
Due to trust companies, State, national and private banks and brokers..
Due individuals and corporations other than banks and depositors
Due Treasurer of the State of New York..
Amount due not included in either of the above heads........

Add for cents...

$14,985, 200

1,604, 156
4,330, 561

32, 090
37,843,681
5,534, 417

302, 155
1,148, 602
225, 553

32

$14, 735, 200

1,393,934
3,726, 854

30, 049
33,913, 694
4,582, 412

237,016
2,787, 042
69,060

20

$14,785,200

1,337, 153
4,029, 033

30, 029
40, 461, 730
4,869, 201

125, 564
789, 646
122,873

36

$13,685, 200

1, 392, 209
3,553, 101

26, 043
37,788, 423
4,771,951

420, 215
378, 833
158,201

28

Total liabilities...

$66,006, 447

$61, 475, 281

$66,550, 470

$62, 174, 204

COMPARATIVE STATEMENT Of sundry items of resources and liabilities of the State banks, as shown by their reports for the last quarter in each year, since the passage of the act of the Legislature enabling the conversion of State banks into national banks, paxsed March 9, 1865.

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SAVINGS BANKS.

The following is a summary of the items of resources, liabilities and

statistics oy savings institutions, as shown by their reports on the first day of January, 1877:

RESOURCES. Bonds and mortgages..

$116,154,434 00 Stock investments.

Par value. United States stocks.

... $74,870, 450 00 New York State stocks..

7,075,500 00 Stocks of other States.

9,203, 711 00 Bonds of cities in this State.

71,148, 850 00 Bonds of counties in this State. 10,376,522 00 Bonds of towns in this State

4,685, 040 00 Bonds of villages in this state.

434, 100 00 Other stocks and bonds....

1,562, 234 00

$179,356, 407 00

Estimatea market value.......

$195,698,764 00

Amount of stocks and bonds at cost..

186,873,127 00 Amount loaned upon public stocks, as authorized by section 27, chapter 371, Laws of 1875.

3,645,549 00 Banking houses and lots, at cost..... $8,517,2i7 öö Other real estate, at cost....

1,850,577 00

10,367,791 00 Estimated market value of real estate...

$9,040,474 00 Cash on deposit in banks or trust companies... 14,314,936 00 Cash on hand not deposited in banks..

5,201,297 00 Assets of every description not stated above.. *15,272,010 00 (This includes the excess of market value over cost of stock investments.)

$351,829,147 00 LIABILITIES. Amount due depositors..

$310,677,285 00 Other liabilities.

975,259 00 Surplus on basis of market value of stock investments...

34,176,603 00 Surplus on basis of cost of stock inte vestments.....

$25,350,966 00

*$1,378,523.49 of this amount consists of loans other than those authorized by the general savings bank act of 1875. These loans have decreased in amount since January 1, 1876, $573,737.51, or more than twenty-nine per cent. The total decrease since January 1, 1875, is about $1,123,000, or nearly forty per cent.

Less than $100,000 of this class of loans are due to New York city and Brooklyn city savings banks; the remainder, nearly $1,300,00), is due to say. ings banks outside of these cities.

Surplus on basis of par value of stock

investments and estimated market value of real estate......

$16,506,926 00

$351,829,147 00 STATISTICS. Number of open accounts on the morning of January 1, 1877......

849,638 Nuinber of accounts opened during the calendar year 1876.

187,677 Number of accounts closed during the calendar year 1876...

181,309 Number of institutions in operation January 1, 1877...

150 Amount deposited during the year 1876, including interest credited for that period...

$146,532,529 00 Amount of deposits withdrawn during the same period....

146,026,362 00 Amount of interest credited and paid depositors for the year 1876..

16,506,090 00 Average amount of each account January ), 1877..

372 72 21

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* $3,357,278 decrease.

7 Decrease $2,582,917. The amount of deposits January 1, 1876, of savings banks that have since falled and ceased reporting was $5,097,310. There is, therefore, an increase in the aggregate of deposits of the savings banks that continued business during 1876, amounting to $2.514,393.

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