A Call for Action: Executive SummaryU.S. Government Printing Office, 1990 - 18 pages |
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Page 6
... purchase private health insur- ance . The Commission believes that such an approach would be an inadequate response to the crisis . Even the substantial expansion of public support the Com- mission considered would leave some 14 million ...
... purchase private health insur- ance . The Commission believes that such an approach would be an inadequate response to the crisis . Even the substantial expansion of public support the Com- mission considered would leave some 14 million ...
Page 7
... purchasing affordable health insurance policies for their employees . Other Commission rec- ommendations address the ... purchase affordable insurance for their workers . If sufficient progress has not been made after several years , the ...
... purchasing affordable health insurance policies for their employees . Other Commission rec- ommendations address the ... purchase affordable insurance for their workers . If sufficient progress has not been made after several years , the ...
Page 12
... purchasing help . For the minority who purchase long - term care services in the home , costs can be substantial . The most severely disabled spent an estimated $ 439 per month in 1982. And even people willing to pay face difficulty in ...
... purchasing help . For the minority who purchase long - term care services in the home , costs can be substantial . The most severely disabled spent an estimated $ 439 per month in 1982. And even people willing to pay face difficulty in ...
Page 13
... purchase the relatively comprehensive long - term care policy for as little as 5 percent of their annual income . " During the early 1960s it was considered intolerable that only half of the elderly had some form of acute care insurance ...
... purchase the relatively comprehensive long - term care policy for as little as 5 percent of their annual income . " During the early 1960s it was considered intolerable that only half of the elderly had some form of acute care insurance ...
Page 17
... purchased their own care in the absence of the public program , out - of - pocket savings in 1990 are estimated to be ... purchase of private insur- ance to cover these expenses , through both assistance and oversight to ensure adequate ...
... purchased their own care in the absence of the public program , out - of - pocket savings in 1990 are estimated to be ... purchase of private insur- ance to cover these expenses , through both assistance and oversight to ensure adequate ...
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Common terms and phrases
able ance assets benefits blueprint Brookings/ICF Long-Term build universal coverage caid Claude Pepper Commission believes Commission recognizes Commission recommends Commission's cover Current Population Survey DAVID PRYOR develop disabled elderly EARL DOTTER efficient eligibility ensure access ensure adequate face federal cost federal government Financing Model firms health and long-term health care costs health care coverage health care system health coverage health insurance home and community-based in-home income individuals insurance market Lewin/ICF estimates Long-Term Care Financing long-term care insurance long-term care system Medicaid Medicare Medigap mends nation need long-term Nonelderly number of elderly nursing home care nursing home stays ommends out-of-pocket payment rates Pepper Commission percent ployers poor poverty premiums private insurance private long-term problems provide coverage public coverage public program public support receive recom reform risk Rockefeller IV severely disabled small employers social insurance SOURCE spending strategy sumers tion uninsured universal health care workers
Popular passages
Page 12 - major federal programs—the Social Services Block Grant program under Title XX of the Social Security Act and the Older Americans Act—
Page 9 - wrong.' And the second one is 'stupid'. .. . [People] say South African apartheid [is]... wrong.... It's immoral.... The kind of suffering we have heard about here today is just wrong. ... On the stupid side, we have already heard about the death, the suffering, the expense, the loss of productivity.
Page 11 - fact that four out of five disabled and almost three out of five severely disabled live at home. Most home care is provided by relatives and friends. And when people do buy home care,
Page 1 - of reach for the entire firm; • Workers with good coverage, who see their benefits threatened each time they go to the bargaining table; • Families whose emotional and financial resources are exhausted from providing long-term care to frail parents or disabled children. Finally, our system breeds frustration—among the
Page 1 - seek prenatal care; • Workers who are ill, with preexisting conditions that may cost them their health insurance if they change jobs; • Workers in small businesses, for whom a sudden illness can put insurance premiums out of reach for the entire firm; • Workers
Page 13 - it was considered intolerable that only half of the elderly had some form of acute care insurance. Based on our work, private long-term care insurance will be lucky to reach that level of market penetration.
Page 7 - that employers and the government together should provide a minimum level of health care coverage for workers and nonworkers who, in turn, should be expected to accept that coverage.
Page 14 - well as at home. BLUEPRINT FOR LONG-TERM CARE REFORM The Commission concludes that federal action is essential to change the nation's fundamentally flawed approach to long-term care financing, and