Hearings, Reports and Prints of the Senate Special Committee on AgingU.S. Government Printing Office, 1964 |
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Page 3
... figure , concocted to create an illusion of great strides by private health insurance in extending coverage to the aged . In reality , however , the " stride " was no more than a " limp . " Based on our hearings and investigation we are ...
... figure , concocted to create an illusion of great strides by private health insurance in extending coverage to the aged . In reality , however , the " stride " was no more than a " limp . " Based on our hearings and investigation we are ...
Page 8
... figure padding is rather clear cut . Later sections of this report describe more subtle variations of the " numbers game . ' Other data made available to the Subcommittee on Health of the Elderly in response to its questionnaires also ...
... figure padding is rather clear cut . Later sections of this report describe more subtle variations of the " numbers game . ' Other data made available to the Subcommittee on Health of the Elderly in response to its questionnaires also ...
Page 11
... figure over- states Blue Cross coverage by 355,000 . The Blue Cross Association reported to the subcommittee a total of 5,219,000 elderly covered as of January 1 , 1963 ( see app . D - 1 ) , including 275,000 aged persons on public ...
... figure over- states Blue Cross coverage by 355,000 . The Blue Cross Association reported to the subcommittee a total of 5,219,000 elderly covered as of January 1 , 1963 ( see app . D - 1 ) , including 275,000 aged persons on public ...
Page 12
... figure are there only because of being on relief rolls , requires a downward adjustment of 355,000 . THREE LARGEST COMPANIES INSURING OLDER PEOPLE One of the most confusing aspects of seeking to determine the numbers of aged persons ...
... figure are there only because of being on relief rolls , requires a downward adjustment of 355,000 . THREE LARGEST COMPANIES INSURING OLDER PEOPLE One of the most confusing aspects of seeking to determine the numbers of aged persons ...
Page 17
... figures for the nonmarried elderly were $ 1,040 and $ 540 . Thus , some one - half of the total medical expenses of an older person who requires hospitalization are for items outside of the hospital . Nonhospital medical expenses ...
... figures for the nonmarried elderly were $ 1,040 and $ 540 . Thus , some one - half of the total medical expenses of an older person who requires hospitalization are for items outside of the hospital . Nonhospital medical expenses ...
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Common terms and phrases
__do_ _do_ 20 percent 30 days age and older aged persons Association of America Blue Cross plans Blue Cross-Blue Shield claims coinsurance Connecticut Continental Casualty Continental Casualty Co December 31 elderly enrollment period estimated exhibit experience rating extent F F F F F.
F. FFFF Fund 65 Golden 65 group policies guaranteed renewable Health Insurance Association health insurance coverage HIAA hospital expense hospital insurance policies included increase indicated July major medical expense March Massachusetts 65 Mutual of Omaha number of aged number of different number of persons older persons Option PAT MCNAMARA payment persons 65 persons age 65 persons insured policyholders premium charges private health insurance protection questions Regular medical expense reported room and board SENATOR MCNAMARA senior citizens Social Security Social Security Administration statistics Subcommittee on Health surgical expense survey Texas 65 total number type of coverage U.S. Senate underwriting voluntary health insurance York 65
Popular passages
Page 115 - HEALTH INSURANCE CoUNCIL. The Extent of Voluntary Health Insurance Coverage in the United States, as of December 31, 7957.
Page 95 - Chairman, Subcommittee on Health of the Elderly, Special Committee on Aging. US Senate, Washington, DC DEAR SENATOR MCNAMARA: The attached information is submitted in response to your letter of March 10 and that of Mr. Constantine dated March 1".
Page 107 - Interim Report on Health Insurance, Series B-26," Department of Health, Education, and Welfare, 1960. If the extent of duplicate coverage among the aged is assumed to be similar to that which exists for the total civilian population," then an estimated 10.3 million persons 65 years of age and older were covered by some form of private health insurance at the end of 1962. This represents 60 percent of the total noninstitutionalized aged population. Trend in the proportion of the aged covered Presented...
Page 51 - Wilbur J. Cohen, Assistant Secretary for Legislation, Department of Health, Education, and Welfare, "Financing Medical Care for the Aged Through Social Security," an address presented to the Junior Branch of the Actuaries Club of New York, Mar.
Page 42 - Beneficiaries," report submitted to the Committee on Ways "and Means by the Secretary of Health, Education, and Welfare, Apr.
Page 90 - Steadily increasing medical and hospital rates are also having their effect and are expected t« continue in the future. However, at this point the Executive Committee of Connecticut 65 has made no decisions as to any further premium or benefit adjustments. CONNECTICUT 65, ASSOCIATED CONNECTICUT HEALTH INSURANCE Cos., Hartford, Conn., March SO, 1964. Hon. PAT MCNAMARA, Chairman, Subcommittee on Health of the Elderly, US Senate, Washington, DC DEAR...
Page 91 - No changes in the benefits provided by our plan are currently anticipated. 7(6). The initial premium rates assumed that, during the first 2 years, incurred claims would be equal to 85 percent of the premium. At the end of the first policy year the actual experience was, in fact, at this level. After a thorough review of the experience statistics, the executive committee authorized continuance of the initial premium rate for the policy year through December 31, 1964, at which time there will be a...
Page 96 - The distribution by plan is as follows : Of the 142,690 applications received by New York 65 from the inception of the program until March 1,. 1964, 3,031 applications (2,237 in the initial "open" enrollment and 794 in the second "open"' enrollment) could not be processed because the individual was not eligible due to age or nonresidence, or was confined to a hospital or nursing home, or no premium payments were received or the application was incomplete in other respects. Deducting the 3,031 leaves...
Page 4 - ... several million" but less than 750,000 different people. 3. Only one in four older people holds adequate hospital insurance under the definition of adequacy established by the American Hospital Association. Well over one-half of all commercial hospital insurance policies pay only $10 or less a day toward hospital room and board charges which now cost an average of $20. Commercial insurance coverage of hospital "extras" — drugs, laboratory fees, X-rays, etc.
Page 117 - ... either as part of the group or by means of individual conversion . V. CERTAIN DEVELOPMENTS SINCE JULY 1961 There have been several significant developments during the past few months which should further affect both the extent and quality of coverage among the aged. Two are particularly worthy of note. In July 1961, retired employees of the Federal Government who retired prior to July 1, 1960, became eligible for health insurance coverage on a group basis written by insurance companies. Under...