Hearings, Reports and Prints of the Senate Special Committee on AgingU.S. Government Printing Office, 1964 |
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... . 124 125 3. Summary of exclusions and restrictions in Blue Cross con- tracts ... 132 4. Summary of rate changes and claims experience___ 142 V INTRODUCTION Opponents of congressional action to establish a program of.
... . 124 125 3. Summary of exclusions and restrictions in Blue Cross con- tracts ... 132 4. Summary of rate changes and claims experience___ 142 V INTRODUCTION Opponents of congressional action to establish a program of.
Page 32
... change from community to group experience rating , January 1965. If permission denied , may have increase in rates . No benefit changes . " Many smaller Blue Cross plans are already experience rating their subscribers . The significance ...
... change from community to group experience rating , January 1965. If permission denied , may have increase in rates . No benefit changes . " Many smaller Blue Cross plans are already experience rating their subscribers . The significance ...
Page 33
... change . This procedure of open hearings conducted by State insurance departments is very definitely in the public ... changes without the salutary effects of widespread public participation in the decisions . While the publicity often ...
... change . This procedure of open hearings conducted by State insurance departments is very definitely in the public ... changes without the salutary effects of widespread public participation in the decisions . While the publicity often ...
Page 34
... change from community to experience rating presented by Senator Metcalf . Later , that same day ( April 29 , 1964 ) , Senator McNamara , concerned with the possible consequences of a change to experience rating in Michigan , questioned ...
... change from community to experience rating presented by Senator Metcalf . Later , that same day ( April 29 , 1964 ) , Senator McNamara , concerned with the possible consequences of a change to experience rating in Michigan , questioned ...
Page 37
... changes in governmental programs within the concepts of established policies , on the other hand , should be considered most carefully . Any evaluation of progress , past and anticipated , must be based on the record . In health care ...
... changes in governmental programs within the concepts of established policies , on the other hand , should be considered most carefully . Any evaluation of progress , past and anticipated , must be based on the record . In health care ...
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Common terms and phrases
__do_ _do_ 20 percent 30 days age and older aged persons Association of America Blue Cross plans Blue Cross-Blue Shield claims coinsurance Connecticut Continental Casualty Continental Casualty Co December 31 elderly enrollment period estimated exhibit experience rating extent F F F F F.
F. FFFF Fund 65 Golden 65 group policies guaranteed renewable Health Insurance Association health insurance coverage HIAA hospital expense hospital insurance policies included increase indicated July major medical expense March Massachusetts 65 Mutual of Omaha number of aged number of different number of persons older persons Option PAT MCNAMARA payment persons 65 persons age 65 persons insured policyholders premium charges private health insurance protection questions Regular medical expense reported room and board SENATOR MCNAMARA senior citizens Social Security Social Security Administration statistics Subcommittee on Health surgical expense survey Texas 65 total number type of coverage U.S. Senate underwriting voluntary health insurance York 65
Popular passages
Page 115 - HEALTH INSURANCE CoUNCIL. The Extent of Voluntary Health Insurance Coverage in the United States, as of December 31, 7957.
Page 95 - Chairman, Subcommittee on Health of the Elderly, Special Committee on Aging. US Senate, Washington, DC DEAR SENATOR MCNAMARA: The attached information is submitted in response to your letter of March 10 and that of Mr. Constantine dated March 1".
Page 107 - Interim Report on Health Insurance, Series B-26," Department of Health, Education, and Welfare, 1960. If the extent of duplicate coverage among the aged is assumed to be similar to that which exists for the total civilian population," then an estimated 10.3 million persons 65 years of age and older were covered by some form of private health insurance at the end of 1962. This represents 60 percent of the total noninstitutionalized aged population. Trend in the proportion of the aged covered Presented...
Page 51 - Wilbur J. Cohen, Assistant Secretary for Legislation, Department of Health, Education, and Welfare, "Financing Medical Care for the Aged Through Social Security," an address presented to the Junior Branch of the Actuaries Club of New York, Mar.
Page 42 - Beneficiaries," report submitted to the Committee on Ways "and Means by the Secretary of Health, Education, and Welfare, Apr.
Page 90 - Steadily increasing medical and hospital rates are also having their effect and are expected t« continue in the future. However, at this point the Executive Committee of Connecticut 65 has made no decisions as to any further premium or benefit adjustments. CONNECTICUT 65, ASSOCIATED CONNECTICUT HEALTH INSURANCE Cos., Hartford, Conn., March SO, 1964. Hon. PAT MCNAMARA, Chairman, Subcommittee on Health of the Elderly, US Senate, Washington, DC DEAR...
Page 91 - No changes in the benefits provided by our plan are currently anticipated. 7(6). The initial premium rates assumed that, during the first 2 years, incurred claims would be equal to 85 percent of the premium. At the end of the first policy year the actual experience was, in fact, at this level. After a thorough review of the experience statistics, the executive committee authorized continuance of the initial premium rate for the policy year through December 31, 1964, at which time there will be a...
Page 96 - The distribution by plan is as follows : Of the 142,690 applications received by New York 65 from the inception of the program until March 1,. 1964, 3,031 applications (2,237 in the initial "open" enrollment and 794 in the second "open"' enrollment) could not be processed because the individual was not eligible due to age or nonresidence, or was confined to a hospital or nursing home, or no premium payments were received or the application was incomplete in other respects. Deducting the 3,031 leaves...
Page 4 - ... several million" but less than 750,000 different people. 3. Only one in four older people holds adequate hospital insurance under the definition of adequacy established by the American Hospital Association. Well over one-half of all commercial hospital insurance policies pay only $10 or less a day toward hospital room and board charges which now cost an average of $20. Commercial insurance coverage of hospital "extras" — drugs, laboratory fees, X-rays, etc.
Page 117 - ... either as part of the group or by means of individual conversion . V. CERTAIN DEVELOPMENTS SINCE JULY 1961 There have been several significant developments during the past few months which should further affect both the extent and quality of coverage among the aged. Two are particularly worthy of note. In July 1961, retired employees of the Federal Government who retired prior to July 1, 1960, became eligible for health insurance coverage on a group basis written by insurance companies. Under...