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30 days additional Administration aged persons amount Answer applications assistance Association of America average basic basis benefits Blue Cross Casualty changes charges claims continue contracts costs covered December developed directives elderly enrollment estimated Excluded exhibit experience extent F F F figures Health Insurance Association health insurance coverage hearings held hold hospital expense hospital insurance included increase indicated individual initial insurance companies insurance policies issued July less limited major medical expense March McNAMARA million months noted number of persons offered older Option payment percent period policies policy form policyholders population premium present private health insurance protection questions reasons received record regular reported requested Reserve respect response result riders room and board Senator Social Security Social Security Administration statement statistics subcommittee surgical survey total number written York
Page 115 - HEALTH INSURANCE CoUNCIL. The Extent of Voluntary Health Insurance Coverage in the United States, as of December 31, 7957.
Page 107 - Interim Report on Health Insurance, Series B-26," Department of Health, Education, and Welfare, 1960. If the extent of duplicate coverage among the aged is assumed to be similar to that which exists for the total civilian population," then an estimated 10.3 million persons 65 years of age and older were covered by some form of private health insurance at the end of 1962. This represents 60 percent of the total noninstitutionalized aged population. Trend in the proportion of the aged covered Presented...
Page 51 - Wilbur J. Cohen, Assistant Secretary for Legislation, Department of Health, Education, and Welfare, "Financing Medical Care for the Aged Through Social Security," an address presented to the Junior Branch of the Actuaries Club of New York, Mar.
Page 42 - Beneficiaries," report submitted to the Committee on Ways "and Means by the Secretary of Health, Education, and Welfare, Apr.
Page 90 - Steadily increasing medical and hospital rates are also having their effect and are expected tę continue in the future. However, at this point the Executive Committee of Connecticut 65 has made no decisions as to any further premium or benefit adjustments. CONNECTICUT 65, ASSOCIATED CONNECTICUT HEALTH INSURANCE Cos., Hartford, Conn., March SO, 1964. Hon. PAT MCNAMARA, Chairman, Subcommittee on Health of the Elderly, US Senate, Washington, DC DEAR...
Page 91 - No changes in the benefits provided by our plan are currently anticipated. 7(6). The initial premium rates assumed that, during the first 2 years, incurred claims would be equal to 85 percent of the premium. At the end of the first policy year the actual experience was, in fact, at this level. After a thorough review of the experience statistics, the executive committee authorized continuance of the initial premium rate for the policy year through December 31, 1964, at which time there will be a...
Page 96 - The distribution by plan is as follows : Of the 142,690 applications received by New York 65 from the inception of the program until March 1,. 1964, 3,031 applications (2,237 in the initial "open" enrollment and 794 in the second "open"' enrollment) could not be processed because the individual was not eligible due to age or nonresidence, or was confined to a hospital or nursing home, or no premium payments were received or the application was incomplete in other respects. Deducting the 3,031 leaves...
Page 4 - ... several million" but less than 750,000 different people. 3. Only one in four older people holds adequate hospital insurance under the definition of adequacy established by the American Hospital Association. Well over one-half of all commercial hospital insurance policies pay only $10 or less a day toward hospital room and board charges which now cost an average of $20. Commercial insurance coverage of hospital "extras" — drugs, laboratory fees, X-rays, etc.
Page 117 - ... either as part of the group or by means of individual conversion . V. CERTAIN DEVELOPMENTS SINCE JULY 1961 There have been several significant developments during the past few months which should further affect both the extent and quality of coverage among the aged. Two are particularly worthy of note. In July 1961, retired employees of the Federal Government who retired prior to July 1, 1960, became eligible for health insurance coverage on a group basis written by insurance companies. Under...