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Jewish Community Center of Cleveland (Ohio), Philip Chelnick, state-
ment presented to the Northeast Ohio Congressional Council and for-
warded by Congressman Charles A. Vanik___

Jones, Hon. Ed, a Representative in Congress from the State of North
Carolina, letter with enclosure.

Kansas Hospital Association, Frank L. Gentry, letter with enclosure___
Kansas State Dental Association, Dr. Ralph M. Atchison, letter..
Kaplan, S. X., United States Administrators, statement__

Kean, Hamilton, and Mrs. Max Ascoli, Citizens' Committee for Children
of New York, Inc., statement___

Kelley, Charles J., Massachusetts Federation of Nursing Homes,

statement..

Kelley, Verne R., and Hanna B. Weston, Mid-Eastern Iowa Community
Mental Health Center, letter___

Kemper, James S., Jr., National Council on Alcoholism, Inc., statement.
Koretz, Sidney, Bailey's Crossroads, Va., letter...

Leppink, Dr. Harold B., St. Louis County (Minn). Health Department,
letter forwarded by Congressman John A. Blatnik
Lewis, Alfred Baker, Connecticut Council on Health Security, statement..
Likover, Belle, National Association of Social Workers, statement pre-
sented to the Northeast Ohio Congressional Council and forwarded by
Congressman Charles A. Vanik__

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3679

3590

March of Dimes. (See National Foundation.)

Lindenberg, Ruth Ellen. (See National Association of Social Workers.)
Mandel, Hon. Marvin, Governor, State of Maryland, statement_-----
Mann, Theodore R., and Joseph B. Robison, American Jewish Congress,
statement.__.

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3619

Marshall, Dr. Matthew, Jr., Pennsylvania Medical Care Foundation, letter with enclosure__

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Maryland, State of, Hon. Marvin Mandel, Governor, statement.
Massachusetts Federation of Nursing Homes, Charles J. Kelley, statement.
Mazer, Arthur, Medical Committee for Human Rights, statement_ _ _.
Medical Committee for Human Rights, Arthur Mazer, statement..
Mehringer, Marilyn J. and Laura R., Dorothy E. Miller, and Paula M.
Hyde, Evansville, Ind., statement__

Menorah Park Home, Howard Bram, book review and statement presented
to the Northeast Ohio Congressional Council and forwarded by Congress-
man Charles A. Vanik.

Mid-Eastern Iowa Community Mental Health Center, Verne R. Kelley and Hanna B. Weston, letter..

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3713

Miller, Dorothy E., Marilyn J. and Laura R. Mehringer, and Paula M.
Hyde, Evansville, Ind., statement_ _ _

3712

Mink, Hon. Patsy T., a Representative in Congress from the State of
Hawaii, letter..

3552

Mizell, Hon. Wilmer, a Representative in Congress from the State of
North Carolina, letter with enclosure..

3553

Mountaineer Family Health Plan, Inc., Martha Crider and Helen Powell, statement -

2164

Mrozek, John S., Denver Area Labor Federation, AFL-CIO, letter.
Mulhauser, Karen, and Gail Rosenberg, National Abortion Rights Action
League, statement_

2115

3718

National Abortion Rights Action League, Gail Rosenberg and Karen
Mulhauser, statement.

3718

National Association of Life Companies, statement

3714

National Association of Patients on Hemodialysis & Transplantation, Inc.,
Great Neck, N. Y., statement.

3716

National Association of Social Workers, Belle Likover, statement presented to the Northeast Ohio Congressional Council and forwarded by Congressman Charles A. Vanik.

3590

National Council on Alcoholism, Inc., James S. Kemper, Jr., statement__
National Farmers Union, Tony T. Déchant, letter____

3719

2114

National Foundation-March of Dimes, Joseph F. Nee, letter.......
National Health Law Program, Patricia A. Butler, letter with enclosure.
National Jewish Hospital and Research Center, Dave Hudgel, letter with
enclosure.

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2139

National Nutrition Consortium, Inc., D. M. Hegsted, letter with enclosure.
National Para-Transit Association, Vincent A. Wolfington and Vincent
L. Usera, letter___.

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3814

National Wholesale Druggists' Association, William L. Ford, letter..
Nee, Joseph F., National Foundation-March of Dimes, letter

New York Chamber of Commerce & Industry, Mahlon Z. Eubank, state

ment..

New York City Human Resources Administration, James R. Dumpson,
statement. -

New York, State of, Hon. Malcolm Wilson, Governor, statement..
Noel, Hon. Philip W., Governor, State of Rhode Island, letter__
Northeast Ohio Congressional Council, letter with enclosures presented
to, from Hon. Charles A. Vanik, a Representative in Congress from the
State of Ohio - - - .

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Optical Wholesalers Association, Edward A. Dietz, Jr., letter.
Panhandle Health District I, Larry M. Belmont, letter___.

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Patten, Hon. Edward J., a Representative in Congress from the State of
New Jersey, statement..

3551

Penn Mutual Life Insurance Co., statement.

3835

Pennsylvania Medical Care Foundation, Dr. Matthew Marshall, Jr., letter with enclosure_

3838

Pfeiffer, Edward J., Arcadia, Calif., letter with enclosure.
Pharmaceutical Manufacturers Association, C. Joseph Stetler, letter-

3885

1933

Powell, Helen, and Martha Crider, Mountaineer Family Health Plan, Inc., statement. -.

2164

Regenié, Sandra J., University of North Carolina School of Nursing, letter..

3888

Religious Coalition for Abortion Rights, Mrs. Ray M. S. Tucker, letter with enclosure__

3889

Rhode Island, State of, Hon. Philip W. Noel, Governor, letter.
Robison, Joseph B., and Theodore R. Mann, American Jewish Congress,
statement.

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Rodgers, David A., Ph. D., American Psychological Association, statement presented to the Northeast Ohio Congressional Council and forwarded by Congressman Charles A. Vanik..

3582

Rodio, Frank, Jr., Camden County (N.J.) Planning Department, statement.

3890

Rosenberg, Gail, and Karen Mulhauser, National Abortion Rights Action
League, statement_ __

3718

Rosenthal, Hon. Benjamin S., a Representative in Congress from the
State of New York, statement__

3547

Ross, E. Clarke, United Cerebral Palsy Associations, Inc., letter with enclosure__

3892

Ross, Dr. Richard S., American Heart Association, letter__.

3618

Sacred Heart General Hospital Medical Center, Sister Monica Heeran, letter...

Ryan, Hon. Leo J., a Representative in Congress from the State of California, letter with enclosure.

3561

3891

St. Louis County (Minn.) Health Department, letters forwarded by
Congressman John A. Blatnik from:

Evelyn L. Jernberg-

3577

Dr. Harold B. Leppink.

3576

Schardt, Arlie, American Civil Liberties Union, statement

Schneider, Andreas G., Health Law Project. (See National Health Law
Program.)

Sharp, Elizabeth S., American College of Nurse-Midwives, letter.
South Carolina Hospital Association, West Columbia, S.C., statement.
Stetler, C. Joseph, Pharmaceutical Manufacturers Association, letter....
Tayback, Dr. Matthew, analysis forwarded by Maryland Governor
Marvin Mandel_

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Taylor, Robert P., Arkansas Blue Cross & Blue Shield, Inc., statement. Travis, Dr. John W., and Dr. Robert E. Wise, American College of Radiology, statement_

2106

3616

Tucker, Mrs. Ray M. S., Religious Coalition for Abortion Rights, letter with enclosure_.

3889

United Cerebral Palsy Associations, Inc., E. Clarke Ross, letter with enclosure

3892

United Methodist Church, Bishops James Armstrong and Wilbur W. Y.
Choy, letter with enclosures____

3895

United States Administrators, S. X. Kaplan, statement

3910

Usera, Vincent L., and Vincent A. Wolfington, National Para-Transit
Association, letter..

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36-221 74 - 2

Vanik, Hon. Charles A., a Representative in Congress from the State of
Ohio, letter with enclosures presented to the Northeast Ohio Congres-
sional Council..

Wallenberg, Ellis A., Washington Hearing & Speech Society, letter.
Washington Hearing & Speech Society, Ellis A. Wallenberg, letter-
Washington (D.C.) Research Project Action Council, statement.
Weiner, Barbara A., Chicago, Ill., statement_ __

West Virginia Committee for The Health Security Act, list of members..
West Virginia University School of Nursing, Lorita Jenab, statement.
Weston, Hanna B., and Verne R. Kelley, Mid-Eastern Iowa Community
Mental Health Center, letter__.

Wilder, Sarah M., Cuyahoga Community College, letter forwarded by
Congressman Charles A. Vanik..

Wilson, Hon. Malcom, Governor, State of New York, statement.
Wise, Dr. Robert E., and Dr. John W. Travis, American College of Radio-
logy, statement_.

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Woelf, Rev. Paul A., Cuyahoga County (Ohio) Health Consumers Coalition, statement presented to the Northeast Ohio Congressional Council and forwarded by Congressman Charles A. Vanik.

Wolf, Fred E., Colorado Senior Action Committee, letter with enclosures.
Wolfington, Vincent A., and Vincent L. Usera, National Para-Transit
Association, letter.

Worley, Willis, Jr., Waurika, Okla., letter.

Zerfas, Drs. Charles and Phyllis, Beech Grove, Ind., letter

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NATIONAL HEALTH INSURANCE

(Volume 5)

FRIDAY, JUNE 7, 1974

HOUSE OF REPRESENTATIVES,
COMMITTEE ON WAYS AND MEANS,

Washington, D.C. The committee met at 10 a.m., pursuant to notice, in the committee hearing room, Longworth House Office Building, Hon. James A. Burke, presiding.

Mr. BURKE. From the schedule of witnesses to appear today before the committee, we have first a group of witnesses from the American Nursing Home Association, Thomas G. Bell and Peter M. Balitsaris, legislative director.

Please identify yourselves and proceed with your testimony.

STATEMENT OF THOMAS G. BELL, EXECUTIVE VICE PRESIDENT, AMERICAN NURSING HOME ASSOCIATION, ACCOMPANIED BY PETER BALITSARIS, LEGISLATIVE DIRECTOR

SUMMARY

I. Current Problems in Long Term Care.-Consideration of what our system of long term care delivery should be may be begun by considering the problems under the current system.

(a) Financial burden on the elderly.-Long term care necessarily costs more than most elderly people can afford on their own. Private insurance and Medicare do not provide coverage of long term care. Medicaid eligibility requirements force the elderly to give up the financial resources they would require to regain independent living.

The elderly have a right to long term care at a cost to them that they can afford.

(b) Lack of alternative modes of care.-Serious problems of availability and inflation in health costs result from overutilization of hospitals in situations which could better be met in nursing homes. Alternative modes of long term care, including nursing home care, home health and homemaker services, nutrition services, and day care, should be made available.

Among these alternative modes of care, excessively costly approaches should be avoided, but to the extent possible the needs and preferences of the patient should determine the type of care provided.

(c) Inefficient systems of payment.-The retrospective payment systems under existing government programs are inefficient and costly. Providers should have the alternative of payment under prospective payment systems which allow a fair return and create incentives to efficiency.

II. Pending National Health Insurance Proposals.-Two pending NHI proposals, Title II of the Mills-Kennedy bill and the Long-Ribicoff-Waggonner bill, contain substantial new coverage of long term care. ANHA believes that the Mills-Kennedy proposal would establish the kind of program for long-term care benefits which American's elderly need and deserve. The Long-Ribicoff-Waggonner bill, while not as far-reaching, would be an important step in the right direction.

(2053)

(a) Comprehensive National Health Insurance Act (Mills-Kennedy).-While supporting the general approach set forth in this bill, ANHA recommends that it be amended as indicated below.

i. Eligibility.-All groups, especially those now entitled to Medicaid coverage, should be covered under a Federal program providing the benefits set forth in Title II of Mills-Kennedy.

ii. Benefits.-Long term inpatient care for the mentally ill and retarded should be added to the benefits provided.

iii. Administration.-All providers of care who meet a uniform and published system of standards should be eligible to participate in this program under a contract between the providers and the State agency. The Community Long Term Care Center should concentrate its efforts on determining and reviewing the needs of beneficiaries, consumer education, and outreach. iv. Payment for Services.-Payment to providers under Title II should be made under the same formula as that which is applicable to providers under Title I. That formula set forth in Section 2042 of Title I should be amended to provide for a rate of return measured against total investment, not "equity invested".

v. Skilled Nursing Facility Care Under Title I.-The prior hospital prerequisite to eligibility for Skilled Nursing facility care should be eliminated. (b) Catastrophic Health Insurance and Medical Assistance Reform Act (LongRibicoff-Waggonner).-This bill would make important improvements in government coverage of long term care, we believe that the following changes would greatly enhance its beneficial impact.

i. Eligibility.-Eligibility for long term care should be extended to all Medicare beneficiaries.

ii. Benefits.-Day care, nutrition services and homemaker services should be added to the nursing home and home health care which this bill would

cover.

iii. Administration.-We believe that the States have an important role to play in connection with any program to deliver long term care. This bill should more clearly define the role of the States.

iv. Payment for Services.-This bill would provide for payment under section 249 of P.L. 92-603. This would permit, but not require, prospective payment formulas. We believe the availability of prospective formulas should be mandated by the Congress.

V. Skilled Nursing Facility Care Under Catastrophic Insurance.-Days in skilled nursing facilities should be counted on a two-for-one basis as meeting the 60-day hospitalization prerequisite to obtaining catastrophic insurance benefits. Federally certified health policies under Title III should be required to offer coverage of the first 120 days in a skilled nursing facility. Mr. BELL. I am Thomas G. Bell, executive vice president of the American Nursing Home Association. With me today is Mr. Peter Balitsaris, ANHA legislative director.

Mr. Chairman, I would like to make a brief oral statement this morning and request that my prepared remarks be included in the record.

Mr. BURKE. Without objection, your entire statement will appear in the record.

Mr. BELL. The American Nursing Home Association represents approximately 7,000 nursing homes throughout the United States with more than 500,000 patient beds. It is the Nation's largest nursing home organization with a membership made up of both proprietary and nonproprietary facilities.

I am grateful for the opportunity to appear here today to discuss the vital topic of national health insurance. I will direct my remarks particularly at the proposed Comprehensive National Health Insurance Act and the proposed Catastrophic Health Insurance and Medical Assistance Reform Act since these are the two major national health insurance proposals which would provide significant new coverage for long-term care.

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