Understanding Australian Consumer Credit Law: A Practical Guide to the National Consumer Credit ReformsCCH Australia Limited, 2010 - 326 pages An essential reference guide for anyone involving in, or affected by, the significant reforms to the regulation of Australian consumer credit law. |
Contents
unsuitability assessment | 163 |
The course of the credit contract | 203 |
Enforcement | 233 |
Industry sectors | 265 |
Appendices | 295 |
Appendix 3 | 308 |
Case table | 317 |
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Common terms and phrases
ACLC ADIs ALRC Report 108 amount annual percentage rate apply ASIC Act ASIC Regulatory Guide ASIC RG authorised borrower breach client commission compliance comply Consumer Affairs Victoria Consumer Credit Protection consumer lease consumer's Corporations Act credit activities credit assistance provider credit card credit contract Credit Guide credit licence Credit Proposal Credit Protection Bill credit provider credit reporting credit representative debtor disclosure document EDR scheme enforcement engage in credit ensure exemption Explanatory Memorandum financial services fit and proper Green Paper infringement notice intermediary investment legislation lender lessor licensee or registered margin loan mortgage mortgage brokers National Consumer Credit National Credit NCCP Act NCCP Reg NCCP regime NCCP Transition Act NSWSC particular credit payable payment penalty for individuals penalty units Privacy Act Protection Bill 2009 Pty Ltd purpose registered person regulated relevant repayments responsible lending obligations securitisation strict liability offence trustee unsuitability assessment